how big is RBL Bank?

As of Jun 06, RBL Bank Ltd has a market capitalization of 13,253.00 Cr, categorizing it as a Mid Cap company. The latest quarterly data shows no valid Net Sales, but the Net Profit for the last four quarters is 695.37 Cr, with Shareholder's Funds of 14,837.44 Cr and Total Assets of 1,38,458.95 Cr as of Mar'24.

Market Cap: As of Jun 06, RBL Bank Ltd has a market capitalization of 13,253.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The company has reported no valid Net Sales data for the latest quarters, resulting in a sum of Net Sales of 0.00 Cr. However, the Net Profit for the latest four quarters, which includes periods up to Mar'25, Dec'24, Sep'24, and Jun'24, is 695.37 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: The Standalone balance sheet for the latest annual period, ending in Mar'24, shows Shareholder's Funds of 14,837.44 Cr and Total Assets of 1,38,458.95 Cr.

What does RBL Bank do?

RBL Bank Ltd is a rapidly growing private sector bank in India, offering a variety of banking and financial services since its incorporation in 1943. As of March 2025, it reported net sales of ₹3,475.57 Cr and a net profit of ₹69 Cr, with a market capitalization of ₹13,250 Cr.

Overview: <BR>RBL Bank Ltd is one of India's fastest growing private sector banks, engaged in providing a wide range of banking and financial services.<BR><BR>History: <BR>Incorporated in 1943 in Kolhapur, Maharashtra, RBL Bank was formerly known as Ratnakar Bank. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 3,475.57 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 69 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 13,250 Cr (Mid Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.72% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 1st Lane Shahupuri, Kolhapur Maharashtra: 416001 <BR>Phone: 91-231-2653006 <BR>Email: investorgrievances@rblbank.com/cust <BR>Website: http://www.rblbank.com

Has RBL Bank declared dividend?

Yes, RBL Bank has declared a 15% dividend, amounting to ₹1.5 per share, with an ex-date of July 26, 2024. The bank has shown varying total returns across different periods, with notable gains over the long term despite some short-term declines.

RBL Bank Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 26 Jul 24<BR><BR>Dividend Yield: 0.72%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, RBL Bank experienced a price return of 24.39% with no dividend return, resulting in a total return of 24.39%.<BR><BR>For the 1-year period, the price return was -10.97%, with a dividend return of 0.59%, leading to a total return of -10.38%.<BR><BR>Over the 2-year period, the price return stood at 23.72%, with a dividend return of 1.74%, culminating in a total return of 25.46%.<BR><BR>In the 3-year period, RBL Bank achieved a remarkable price return of 99.54% and a dividend return of 3.51%, resulting in a total return of 103.05%.<BR><BR>For the 4-year period, the price return was modest at 1.05%, with a dividend return of 1.40%, leading to a total return of 2.45%.<BR><BR>In the 5-year period, the price return was 71.88%, alongside a dividend return of 1.69%, resulting in a total return of 73.57%.<BR><BR>Overall, RBL Bank has declared a dividend and has shown varying total returns across different periods, with significant gains in the longer-term periods despite some negative performance in the shorter term.

Who are the peers of the RBL Bank?

RBL Bank's peers include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind. Bank, Karnataka Bank, and T N Merc. Bank. RBL Bank has average management and growth risk, with a 1-year return of -18.69%, higher than J&K Bank but lower than its other peers.

Peers: The peers of RBL Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind.Bank, Karnataka Bank, T N Merc. Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at Kotak Mah. Bank, J&K Bank, South Ind.Bank, and the rest. Average management risk is present at RBL Bank and T N Merc. Bank. For Growth, Excellent growth is seen at HDFC Bank and ICICI Bank, while Good growth is noted at Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind.Bank, Karnataka Bank, and the rest. Average growth is found at RBL Bank and T N Merc. Bank. Excellent capital structure is held by HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, RBL Bank, South Ind.Bank, T N Merc. Bank, and the rest, while Good capital structure is observed at J&K Bank and Karnataka Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.06%, while the lowest is J&K Bank at -22.97%. RBL Bank's 1-year return is -18.69%, which is higher than J&K Bank's but lower than all other peers. Additionally, the six-month return is negative for Axis Bank, Karnataka Bank, and T N Merc. Bank.

When is the next results date for RBL Bank?

The next results date for RBL Bank is 19 July 2025.

The next results date for RBL Bank is scheduled for 19 July 2025.

Who are in the management team of RBL Bank?

As of March 2023, RBL Bank's management team includes R. Subramaniakumar (Managing Director & CEO), Rajeev Ahuja (Executive Director), and several Independent and Non-Executive Directors, totaling 13 key members who bring diverse expertise to the bank.

As of March 2023, the management team of RBL Bank includes the following individuals:<BR><BR>1. R. Subramaniakumar - Managing Director & CEO<BR>2. Rajeev Ahuja - Executive Director<BR>3. Prakash Chandra - Independent Non-Executive Director<BR>4. Ishan Raina - Independent Non-Executive Director<BR>5. VEENA VIKAS MANKAR - Non-Executive & Non-Independent Director<BR>6. Ranjana Agarwal - Independent Non-Executive Director<BR>7. Vimal Bhandari - Non-Executive & Non-Independent Director<BR>8. Somnath Ghosh - Independent Non-Executive Director<BR>9. Chandan Sinha - Independent Non-Executive Director<BR>10. Manjeev Singh Puri - Independent Non-Executive Director<BR>11. Yogesh Kumar Dayal - Additional Director<BR>12. G Sivakumar - Independent Non-Executive Director<BR>13. Gopal Jain - Non-Executive & Non-Independent Director<BR><BR>This diverse team brings a range of expertise and experience to the bank's operations.

Who are the top shareholders of the RBL Bank?

The top shareholders of RBL Bank include mutual funds with 29.19%, Foreign Institutional Investors (FIIs) at 17.56%, and individual investors holding 28.75%. Notably, there are no pledged promoter holdings, and the highest public shareholder is Quant Mutual Fund with a minimal stake of 0%.

The top shareholders of RBL Bank include a diverse mix of institutional and individual investors. Notably, mutual funds hold a significant portion, with 35 schemes collectively owning 29.19% of the bank's shares. Foreign Institutional Investors (FIIs) also have a substantial stake, accounting for 17.56% through 191 different entities. Individual investors represent 28.75% of the shareholding. Interestingly, there are no pledged promoter holdings, and the highest public shareholder is Quant Mutual Fund, although their stake is minimal at 0%.

Are RBL Bank latest results good or bad?

RBL Bank's latest Q2 FY26 results are largely negative, with a 10.15% decline in net profit quarter-on-quarter and a 16.94% drop year-on-year, despite a slight increase in net interest income. The low return on equity of 3.40% and high price-to-earnings ratio suggest caution for investors.

RBL Bank's latest results for Q2 FY26 present a mixed picture, leaning towards the negative side. The bank reported a net profit of ₹192.46 crore, which reflects a decline of 10.15% quarter-on-quarter and a significant drop of 16.94% year-on-year. This decline in profitability is concerning, especially given the competitive environment in the banking sector.<BR><BR>On a more positive note, the bank's net interest income increased by 4.78% sequentially to ₹1,551.56 crore, although it still shows a year-on-year decline of 3.93%. Interest earned also saw a slight increase of 1.94% quarter-on-quarter, but it remained flat year-on-year, indicating limited growth in core lending operations.<BR><BR>The return on equity (ROE) stands at a low 3.40%, which is below industry standards, raising concerns about the bank's capital efficiency and overall profitability. Additionally, the stock has been trading at a relatively high price-to-earnings ratio of 35.05x, which appears stretched given the current operational performance.<BR><BR>Overall, while there are some signs of sequential improvement in certain metrics, the overall decline in profitability and weak return ratios suggest that RBL Bank's latest results are not favorable. Investors may want to approach this stock with caution, considering the challenges the bank is facing.

How has been the historical performance of RBL Bank?

RBL Bank has experienced steady growth in income and deposits, with interest earned rising from ₹8,514.38 crore in March 2020 to ₹14,039.07 crore in March 2025. However, profitability has declined, with profit before tax dropping from ₹1,299.15 crore in March 2019 to ₹668.13 crore in March 2025.

Answer:<BR>The historical performance of RBL Bank shows a mixed trend over the years, with significant fluctuations in key financial metrics.<BR><BR>Breakdown:<BR>RBL Bank's interest earned has increased from 8,514.38 crore in March 2020 to 14,039.07 crore in March 2025, reflecting a steady growth in income on investments and interest on advances. The total income rose from 7,743.08 crore in March 2019 to 17,845.25 crore in March 2025, while net interest income also grew from 3,629.64 crore to 6,463.02 crore during the same period. However, profit before tax saw a decline from 1,299.15 crore in March 2019 to 668.13 crore in March 2025, with profit after tax following a similar trend, peaking at 1,167.92 crore in March 2024 before dropping to 695.37 crore in March 2025. The bank's total liabilities increased significantly from 88,977.77 crore in March 2020 to 1,46,752.47 crore in March 2025, driven by a rise in deposits from 57,812.22 crore to 1,10,943.53 crore. Despite these increases, the bank's cash flow showed volatility, with a net decrease in cash and cash equivalents of 1,607 crore in March 2025, contrasting with a net increase of 5,604 crore in March 2024. Overall, while RBL Bank has shown growth in income and deposits, its profitability has faced challenges in recent years.

Should I buy, sell or hold RBL Bank?

Which are the latest news on RBL Bank?

Why is RBL Bank falling/rising?

As of 03-Dec, RBL Bank Ltd's stock price is rising to 305.05, reflecting a short-term recovery after previous declines and increased investor interest, despite ongoing concerns about its financial performance and high valuation compared to peers.

As of 03-Dec, RBL Bank Ltd's stock price is rising, currently at 305.05, with a change of 3.05 (1.01%) upward. This increase follows a trend reversal, as the stock has gained after two consecutive days of decline. The stock's performance today is in line with the sector, and there has been a notable rise in investor participation, with a delivery volume of 21.44 lacs on December 2, which is up by 12.82% compared to the 5-day average delivery volume.<BR><BR>Despite the recent positive movement, it is important to note that RBL Bank has faced challenges, including negative results over the last four consecutive quarters, with a significant drop in profit before tax and profit after tax. The stock is trading at a premium valuation compared to its peers, with a price-to-book value of 1.2, and its return on equity is low at 3. Additionally, while the stock has generated an impressive return of 87.20% over the past year, its profits have decreased by 59.3%.<BR><BR>Overall, the current rise in RBL Bank's stock price can be attributed to a short-term recovery following previous declines, increased investor interest, and its strong long-term performance compared to benchmarks, despite ongoing concerns regarding its financial results and valuation.

Is RBL Bank technically bullish or bearish?

As of December 3, 2025, RBL Bank's trend has shifted to bullish, supported by monthly MACD and KST signals, although caution is advised due to mildly bearish weekly indicators.

As of 3 December 2025, the technical trend for RBL Bank has changed from mildly bullish to bullish. The current stance is bullish, with strength indicated by the monthly MACD and KST both showing bullish signals. The daily moving averages also confirm a bullish outlook. However, the weekly MACD and Dow Theory are mildly bearish, suggesting some caution in the short term. Overall, the combination of monthly indicators and the recent trend change supports a bullish sentiment, despite mixed signals on the weekly timeframe.

Is RBL Bank overvalued or undervalued?

As of December 3, 2025, RBL Bank is considered very expensive with a PE ratio of 39.18, significantly higher than its peers HDFC Bank and ICICI Bank, and despite strong year-to-date returns of 93.07%, its low return on equity of 3.03% raises concerns about its overvaluation.

As of 3 December 2025, RBL Bank's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The bank is currently assessed as overvalued, with a PE ratio of 39.18, a Price to Book Value of 1.19, and a PEG ratio of 0.00. These metrics suggest that the stock is trading at a premium compared to its earnings and book value.<BR><BR>In comparison to its peers, RBL Bank's PE ratio is notably higher than HDFC Bank's 21.63 and ICICI Bank's 20.07, both of which are classified as expensive. Additionally, RBL Bank's return on equity (ROE) stands at a mere 3.03%, which further emphasizes its overvaluation relative to the sector. While RBL Bank has shown strong year-to-date returns of 93.07% compared to the Sensex's 8.92%, this performance does not mitigate the concerns regarding its current valuation levels.