Quarterly Results Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Interest Earned
3,666.74
3,507.47
3,441.09
3,475.57
3,536.33
3,530.93
3,496.24
Income On Investments
521.62
520.83
548.02
563.65
533.24
527.41
522.98
Interest On Balances With Rbi Other Inter Bank Funds
79.36
63.63
67.94
54.69
87.34
93.11
67.31
Interest / Discount On Advances / Bills
3,010.24
2,867.83
2,772.45
2,799.45
2,846.09
2,829.05
2,750.17
Others
55.52
55.18
52.68
57.78
69.66
81.36
155.78
Other Income
1,050.26
932.70
1,069.48
1,000.03
1,073.33
927.36
805.46
Total Income
4,717.00
4,440.17
4,510.57
4,475.60
4,609.66
4,458.29
4,301.70
Interest Expended
2,009.50
1,956.79
1,960.43
1,912.55
1,951.27
1,915.96
1,796.27
Net Interest Income
1,657.24
1,550.68
1,480.66
1,563.02
1,585.06
1,614.97
1,699.97
Total Expenditure (Excl Depreciation)
1,795.07
1,754.99
1,847.19
1,701.86
1,661.76
1,632.44
1,646.35
Employee Cost
502.43
484.82
474.64
448.00
453.00
465.43
368.01
Other Operating Expenses
1,292.64
1,270.17
1,372.55
1,253.86
1,208.76
1,167.01
1,278.34
Operating Profit Before Provisions and Contingencies
912.43
728.39
702.95
861.19
996.63
909.89
859.08
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
639.27
499.70
442.32
785.14
1,188.90
618.33
366.29
Profit Before Tax
273.16
228.69
260.63
76.05
-192.27
291.56
492.79
Tax
59.28
50.17
60.30
7.35
-224.90
69.04
121.27
Profit After Tax
213.88
178.52
200.33
68.70
32.63
222.52
371.52
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
213.88
178.52
200.33
68.70
32.63
222.52
371.52
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
3.47
2.91
3.29
1.13
0.54
3.66
6.13
Diluted Earnings per share
3.42
2.88
3.26
1.13
0.53
3.63
6.04
Operating Profit Margin (Excl OI)
33.61%
35.72%
33.47%
28.44%
19.39%
36.26%
42.43%
Gross Profit Margin
7.45%
6.52%
7.57%
2.19%
-5.44%
8.26%
14.09%
PAT Margin
5.83%
5.09%
5.82%
1.98%
0.92%
6.3%
10.63%
Net Interest Margin
4.63%
4.51%
4.5%
4.89%
4.9%
5.04%
5.67%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
30.9%
31.9%
32.5%
34.1%
32.8%
33.6%
32.6%
CASA Amount
36,972.00
37,169.00
36,614.00
37,886.00
35,022.00
36,224.00
33,003.00
Capital Adequacy Ratio (Total)
14.47%
14.71%
15.42%
15.54%
14.86%
15.39%
15.23%
Capital Adequacy Ratio (Tier 1)
13.45%
13.51%
14.05%
14.06%
13.68%
14.19%
13.85%
Provision Coverage Ratio (%)
71.09%
75.92%
84.03%
89.02%
82.17%
72.98%
73.13%
Amount of Gross NPAs
1,961.46
2,377.56
2,685.86
2,465.47
2,701.00
2,581.08
2,377.82
Amount of Net NPAs
566.99
572.41
428.82
270.79
481.64
697.51
638.94
% of Net NPAs
0.55%
0.57%
0.45%
0.29%
0.53%
0.79%
0.74%
% of Gross NPAs
1.88%
2.32%
2.78%
2.6%
2.92%
2.88%
2.69%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
415.0
415.0
415.0
412.0
411.0
406.0
398.0
Number of Branches
580.0
564.0
562.0
561.0
558.0
550.0
545.0
Quarterly Analysis Highlights - YoY
Interest Earned
YoY Growth in quarter ended Dec 2025 is 3.69% vs 10.81% in Dec 2024
Net Profit
YoY Growth in quarter ended Dec 2025 is 555.47% vs -86.00% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in quarter ended Dec 2025 is -8.45% vs 30.24% in Dec 2024
% of Net NPAs
YoY Growth in quarter ended Dec 2025 is 0.02% vs -0.27% in Dec 2024
% of Gross NPAs
YoY Growth in quarter ended Dec 2025 is -1.04% vs -0.20% in Dec 2024
Compare Quarterly Results Of RBL Bank With
Figures in Cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
3,666.74
1,755.68
1,911.06
108.85%
Income On Investments
521.62
293.73
227.89
77.58%
Interest On Balances With Rbi Other Inter Bank Funds
79.36
25.68
53.68
209.03%
Interest / Discount On Advances / Bills
3,010.24
1,434.62
1,575.62
109.83%
Others
55.52
1.66
53.86
3244.58%
Other Income
1,050.26
245.35
804.91
328.07%
Total Income
4,717.00
2,001.03
2,715.97
135.73%
Interest Expended
2,009.50
1,003.51
1,005.99
100.25%
Net Interest Income
1,657.24
752.17
905.07
120.33%
Total Expenditure (Excl Depreciation)
1,795.07
484.36
1,310.71
270.61%
Employee Cost
502.43
230.23
272.20
118.23%
Other Operating Expenses
1,292.64
254.13
1,038.51
408.65%
Operating Profit Before Provisions and Contingencies
912.43
513.16
399.27
77.81%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
639.27
96.00
543.27
565.91%
Profit Before Tax
273.16
417.16
-144.00
-34.52%
Tax
59.28
85.00
-25.72
-30.26%
Profit After Tax
213.88
332.16
-118.28
-35.61%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
213.88
332.16
-118.28
-35.61%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
3.47
4.48
-1.01
-22.54%
Diluted Earnings per share
3.42
4.46
-1.04
-23.32%
Operating Profit Margin (Excl OI)
33.61%
66.94%
0.00
-33.33%
Gross Profit Margin
7.45%
23.76%
0.00
-16.31%
PAT Margin
5.83%
18.92%
0.00
-13.09%
Net Interest Margin
4.63%
3.89%
0.74
0.74%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
30.90%
0.00%
30.90
30.90%
CASA Amount
36,972.00
19,233.50
17,738.50
92.23%
Capital Adequacy Ratio (Total)
14.47%
20.13%
-5.66
-5.66%
Capital Adequacy Ratio (Tier 1)
13.45%
19.18%
-5.73
-5.73%
Provision Coverage Ratio (%)
71.09%
83.00%
-11.91
-11.91%
Amount of Gross NPAs
1,961.46
1,320.00
641.46
48.6%
Amount of Net NPAs
566.99
469.34
97.65
20.81%
% of Net NPAs
0.55%
0.78%
-0.23
-0.23%
% of Gross NPAs
1.88%
2.17%
-0.29
-0.29%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
415.00
1,678.00
-1,263.00
-75.27%
Number of Branches
580.00
901.00
-321.00
-35.63%
Quarterly - Interest Earned
Interest Earned 3666.74 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 4.54% vs 1.93% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 3.69% vs 10.81% in Dec 2024
Quarterly - Net Profit
Net Profit 213.88 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 19.81% vs -10.89% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 555.47% vs -86.00% in Dec 2024
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 912.43 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 25.27% vs 3.62% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -8.45% vs 30.24% in Dec 2024
Quarterly - % of Net NPAs
% of Net NPAs 0.55%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.02% vs 0.12% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 0.02% vs -0.27% in Dec 2024
Quarterly - % of Gross NPAs
% of Gross NPAs 1.88%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.44% vs -0.46% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -1.04% vs -0.20% in Dec 2024
