Quarterly Results Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Interest Earned
17,097.67
16,589.94
16,282.71
15,855.89
15,759.46
15,347.58
15,039.23
Income On Investments
4,002.23
4,016.38
3,944.56
3,903.52
3,884.49
3,793.06
3,734.32
Interest On Balances With Rbi Other Inter Bank Funds
389.71
427.11
393.79
387.02
408.32
388.54
401.55
Interest / Discount On Advances / Bills
12,448.98
11,964.37
11,737.80
11,456.75
11,426.33
11,124.79
10,848.52
Others
256.75
182.08
206.56
108.60
40.32
41.19
54.84
Other Income
2,565.67
2,486.63
2,438.60
2,743.27
2,152.57
2,422.10
1,905.54
Total Income
19,663.34
19,076.57
18,721.31
18,599.16
17,912.03
17,769.68
16,944.77
Interest Expended
10,202.08
10,038.98
9,923.84
9,466.55
9,344.74
9,153.36
8,861.14
Net Interest Income
6,895.59
6,550.96
6,358.87
6,389.34
6,414.72
6,194.22
6,178.09
Total Expenditure (Excl Depreciation)
4,437.68
4,201.08
4,027.19
4,113.94
3,817.87
3,887.80
3,582.04
Employee Cost
2,785.20
2,651.18
2,612.26
2,701.31
2,417.14
2,464.44
2,301.09
Other Operating Expenses
1,652.48
1,549.90
1,414.93
1,412.63
1,400.73
1,423.36
1,280.95
Operating Profit Before Provisions and Contingencies
5,023.58
4,836.51
4,770.28
5,018.67
4,749.42
4,728.52
4,501.59
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
857.02
738.60
691.00
794.60
1,059.13
1,099.16
1,258.38
Profit Before Tax
4,166.56
4,097.91
4,079.28
4,224.07
3,690.29
3,629.36
3,243.21
Tax
1,105.08
1,079.69
1,106.46
1,268.00
837.93
922.92
839.79
Profit After Tax
3,061.48
3,018.22
2,972.82
2,956.07
2,852.36
2,706.44
2,403.42
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,061.48
3,018.22
2,972.82
2,956.07
2,852.36
2,706.44
2,403.42
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
60,762.20
60,762.20
60,762.20
60,762.20
51,065.97
51,065.97
51,065.97
Earnings per share (EPS)
22.73
22.41
22.07
21.95
21.18
20.09
17.84
Diluted Earnings per share
22.73
22.41
22.07
21.95
21.18
20.09
17.84
Operating Profit Margin (Excl OI)
69.03%
70.22%
71.02%
69.04%
69.05%
67.51%
67.81%
Gross Profit Margin
24.37%
24.7%
25.05%
26.64%
23.42%
23.65%
21.57%
PAT Margin
17.91%
18.19%
18.26%
18.64%
18.1%
17.63%
15.98%
Net Interest Margin
3.4%
3.34%
3.35%
3.48%
3.57%
3.49%
3.53%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.08%
38.87%
38.97%
40.17%
40.0%
40.47%
40.56%
CASA Amount
2,95,681.00
2,88,842.00
2,77,116.00
2,82,854.00
2,69,133.00
2,69,359.00
2,65,865.00
Capital Adequacy Ratio (Total)
16.58%
17.31%
17.8%
17.94%
15.92%
16.55%
16.47%
Capital Adequacy Ratio (Tier 1)
14.54%
15.27%
15.74%
15.85%
13.77%
14.01%
13.93%
Provision Coverage Ratio (%)
98.28%
98.28%
98.2%
98.1%
98.09%
97.6%
96.66%
Amount of Gross NPAs
14,268.38
16,134.66
18,066.88
18,178.86
18,208.35
19,148.00
20,302.16
Amount of Net NPAs
967.55
982.98
1,035.56
1,190.56
1,126.86
1,445.29
2,026.59
% of Net NPAs
0.15%
0.16%
0.18%
0.19%
0.21%
0.27%
0.39%
% of Gross NPAs
2.23%
2.6%
3.01%
3.09%
3.26%
3.48%
3.77%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
5624.0
5565.0
5466.0
5268.0
5224.0
5217.0
5093.0
Number of Branches
5965.0
5955.0
5909.0
5901.0
5877.0
5856.0
5846.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Dec 2025 is 3.06% vs 1.89% in Sep 2025
Net Profit
QoQ Growth in quarter ended Dec 2025 is 1.43% vs 1.53% in Sep 2025
Operating Profit (PBDIT)
QoQ Growth in quarter ended Dec 2025 is 3.87% vs 1.39% in Sep 2025
% of Net NPAs
QoQ Growth in quarter ended Dec 2025 is -0.01% vs -0.02% in Sep 2025
% of Gross NPAs
QoQ Growth in quarter ended Dec 2025 is -0.37% vs -0.41% in Sep 2025
Compare Quarterly Results Of Indian Bank With
Figures in Cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
17,097.67
26,443.41
-9,345.74
-35.34%
Income On Investments
4,002.23
5,639.69
-1,637.46
-29.03%
Interest On Balances With Rbi Other Inter Bank Funds
389.71
714.18
-324.47
-45.43%
Interest / Discount On Advances / Bills
12,448.98
19,883.62
-7,434.64
-37.39%
Others
256.75
205.92
50.83
24.68%
Other Income
2,565.67
4,541.05
-1,975.38
-43.5%
Total Income
19,663.34
30,984.46
-11,321.12
-36.54%
Interest Expended
10,202.08
17,115.48
-6,913.40
-40.39%
Net Interest Income
6,895.59
9,327.93
-2,432.34
-26.08%
Total Expenditure (Excl Depreciation)
4,437.68
6,927.38
-2,489.70
-35.94%
Employee Cost
2,785.20
4,011.10
-1,225.90
-30.56%
Other Operating Expenses
1,652.48
2,916.28
-1,263.80
-43.34%
Operating Profit Before Provisions and Contingencies
5,023.58
6,941.60
-1,918.02
-27.63%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
857.02
322.23
534.79
165.97%
Profit Before Tax
4,166.56
6,619.37
-2,452.81
-37.06%
Tax
1,105.08
1,602.60
-497.52
-31.04%
Profit After Tax
3,061.48
5,016.77
-1,955.29
-38.98%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
3,061.48
5,016.77
-1,955.29
-38.98%
Face Value
10.00
10.00
0.00
Reserves
60,762.20
0.00
60,762.20
Earnings per share (EPS)
22.73
6.57
16.16
245.97%
Diluted Earnings per share
22.73
6.57
16.16
245.97%
Operating Profit Margin (Excl OI)
69.03%
72.58%
0.00
-3.55%
Gross Profit Margin
24.37%
25.03%
0.00
-0.66%
PAT Margin
17.91%
18.97%
0.00
-1.06%
Net Interest Margin
3.40%
2.76%
0.64
0.64%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
39.08%
33.96%
5.12
5.12%
CASA Amount
2,95,681.00
4,15,094.00
-1,19,413.00
-28.77%
Capital Adequacy Ratio (Total)
16.58%
16.49%
0.09
0.09%
Capital Adequacy Ratio (Tier 1)
14.54%
15.06%
-0.52
-0.52%
Provision Coverage Ratio (%)
98.28%
95.13%
3.15
3.15%
Amount of Gross NPAs
14,268.38
31,120.88
-16,852.50
-54.15%
Amount of Net NPAs
967.55
5,102.15
-4,134.60
-81.04%
% of Net NPAs
0.15%
0.51%
-0.36
-0.36%
% of Gross NPAs
2.23%
3.06%
-0.83
-0.83%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
5,624.00
8,300.00
-2,676.00
-32.24%
Number of Branches
5,965.00
8,671.00
-2,706.00
-31.21%
Quarterly - Interest Earned
Interest Earned 17097.67 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 3.06% vs 1.89% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 8.49% vs 11.0% in Dec 2024
Quarterly - Net Profit
Net Profit 3,061.48 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 1.43% vs 1.53% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 7.33% vs 34.59% in Dec 2024
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,023.58 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 3.87% vs 1.39% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 5.77% vs 15.92% in Dec 2024
Quarterly - % of Net NPAs
% of Net NPAs 0.15%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.01% vs -0.02% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -0.06% vs -0.32% in Dec 2024
Quarterly - % of Gross NPAs
% of Gross NPAs 2.23%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.37% vs -0.41% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -1.03% vs -1.21% in Dec 2024
