how big is VLS Finance?

As of March 2024, VLS Finance Ltd has a market capitalization of 863.64 Cr, with net sales of 103.01 Cr and net profit of 46.20 Cr over the latest four quarters. Shareholder's funds are 2,982.64 Cr, and total assets amount to 3,552.43 Cr.

Market Cap: VLS Finance Ltd has a market capitalization of 863.64 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 103.01 Cr, and the sum of Net Profit for the latest 4 quarters is 46.20 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in March 2024. Shareholder's Funds are reported at 2,982.64 Cr, and Total Assets amount to 3,552.43 Cr.

What does VLS Finance do?

VLS Finance Ltd is a Non Banking Financial Company (NBFC) operating in the Micro Cap market, formerly known as Vardhman Leasing and Services Limited. As of March 2025, it reported net sales of -49 Cr and a net profit of -40 Cr, with a market cap of Rs 864 Cr.

Overview: <BR>VLS Finance Ltd operates as a Non Banking Financial Company (NBFC) within the Micro Cap market segment.<BR><BR>History: <BR>Incorporated in January 1986, VLS Finance Ltd was formerly known as Vardhman Leasing and Services Limited. The company voluntarily surrendered its Certificate of Registration with the RBI, effective from January 29, 2014. It subsequently gained membership of the Bombay Stock Exchange, approved on May 14, 2014. The most recent quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: -49 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -40 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 864 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.02% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.87% <BR>Price to Book: 0.34 <BR><BR>Contact Details: <BR>Address: 2nd Floor 13 Sant Nagar, East of Kailash New Delhi New Delhi : 110065 <BR>Tel: 91-11-46656666 <BR>Email: vls@vsnl.com <BR>Website: http://www.vlsfinance.com

Has VLS Finance declared dividend?

Yes, VLS Finance Ltd has declared a 15% dividend, amounting to 1 per share, with an ex-date of September 20, 2024. While recent returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 475.43% over the past five years.

VLS Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1 per share<BR>- Ex-date: 20 Sep 24<BR><BR>Dividend Yield: 1.02%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -33.16%, the dividend return was 0%, resulting in a total return of -33.16%.<BR><BR>Over the past year, the price return was -1.65%, the dividend return was 0.38%, leading to a total return of -1.27%.<BR><BR>In the 2-year period, the price return was 54.51%, the dividend return was 1.63%, culminating in a total return of 56.14%.<BR><BR>For the 3-year period, the price return was 56.84%, the dividend return was 2.95%, which resulted in a total return of 59.79%.<BR><BR>In the last 4 years, the price return was 99.36%, the dividend return was 3.48%, giving a total return of 102.84%.<BR><BR>Over the 5-year period, the price return was 461.17%, the dividend return was 14.26%, leading to an impressive total return of 475.43%.<BR><BR>Overall, VLS Finance Ltd has declared a dividend, and while recent returns over shorter periods have been negative, the longer-term returns indicate significant growth, particularly in the 5-year period.

Who are the peers of the VLS Finance?

VLS Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Last Mile Enter., The Invest.Trust, CSL Finance, STEL Holdings, and A.K.Capital Serv. VLS Finance has below average management risk and a 1-year return of -3.78%, higher than Last Mile Enter. but lower than its other peers.

Peers: The peers of VLS Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Last Mile Enter., The Invest.Trust, CSL Finance, STEL Holdings, and A.K.Capital Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, CSL Finance, and STEL Holdings. Good management risk is noted at Shriram Finance, while Below Average management risk is present at VLS Finance, Last Mile Enter., The Invest.Trust, and A.K.Capital Serv. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, VLS Finance, Shriram Finance, and CSL Finance, while Average growth is seen at Last Mile Enter. and Muthoot Finance, and Below Average growth is noted at The Invest.Trust, STEL Holdings, and A.K.Capital Serv. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, VLS Finance, Last Mile Enter., The Invest.Trust, CSL Finance, STEL Holdings, and A.K.Capital Serv., while Good is observed at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.41%, while the lowest is Last Mile Enter. at -74.29%. VLS Finance's 1-year return is -3.78%, which is higher than Last Mile Enter. but lower than all other peers. Additionally, the six-month return is negative for Last Mile Enter., VLS Finance, and A.K.Capital Serv.

Who are in the management team of VLS Finance?

As of March 2022, the management team of VLS Finance includes Ajit Kumar (Chairman), S K Agarwal (Managing Director), H Consul (Company Secretary), K K Soni (CFO), M P Mehrotra (Executive Vice Chairman), Dinesh Kumar Mehrotra (Independent Director), Vikas Mehrotra (Managing Director), and Divya Mehrotra (Director). They oversee the company's operations and strategic direction.

As of March 2022, the management team of VLS Finance includes the following individuals:<BR><BR>1. Ajit Kumar - Chairman & Independent Director<BR>2. S K Agarwal - Managing Director<BR>3. H Consul - Company Secretary & Compliance Officer<BR>4. K K Soni - Director (Finance) & CFO<BR>5. M P Mehrotra - Executive Vice Chairman<BR>6. Dinesh Kumar Mehrotra - Independent Director<BR>7. Vikas Mehrotra - Managing Director<BR>8. Divya Mehrotra - Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Who are the top shareholders of the VLS Finance?

The top shareholders of VLS Finance include Vls Capital Ltd. with 39.21%, individual investors with 38.85%, and Prateek Bansal holding 2.36%. Additionally, 42 foreign institutional investors own a combined 1.99%, with no pledged promoter holdings.

The top shareholders of VLS Finance include Vls Capital Ltd., which holds the largest stake at 39.21%. Additionally, individual investors collectively own 38.85% of the company. Among public shareholders, Prateek Bansal is notable with a holding of 2.36%. The company also has 42 foreign institutional investors (FIIs) holding a combined 1.99%. There are no pledged promoter holdings, indicating a strong position among the promoters.

When is the next results date for VLS Finance?

The next results date for VLS Finance is 09 November 2025.

The next results date for VLS Finance is scheduled for 09 November 2025.

Should I buy, sell or hold VLS Finance?

Are VLS Finance latest results good or bad?

VLS Finance's latest results are concerning, showing an 86.70% year-on-year revenue drop and an 86.11% decline in net profit, indicating significant challenges and vulnerabilities in its business model. Investors should be cautious due to poor operational efficiency and heavy reliance on other income for profitability.

VLS Finance's latest results are concerning, indicating a significant decline in financial performance. In the second quarter of FY26, the company experienced an alarming 86.70% year-on-year drop in revenue, falling to ₹10.53 crores from ₹79.18 crores. This dramatic revenue collapse raises serious questions about the sustainability of its business model.<BR><BR>Net profit also saw a substantial decrease, down 86.11% to ₹7.10 crores compared to the same quarter last year. While the profit margin remains relatively healthy at 67.88%, this is overshadowed by the severe contraction in revenue.<BR><BR>The company's operational efficiency appears to be struggling, with a return on equity (ROE) of just 1.87%, which is significantly below acceptable levels for financial services firms. Additionally, the dependency on other income for profitability—accounting for a large portion of profit before tax—further complicates the outlook.<BR><BR>Overall, the results highlight critical vulnerabilities and suggest that VLS Finance is facing significant challenges that investors should carefully consider. The combination of declining revenues, poor capital efficiency, and lack of institutional interest makes the current financial situation appear quite negative.

How has been the historical performance of VLS Finance?

VLS Finance experienced significant fluctuations in its financial performance, with net sales and profits peaking in March 2024 before sharply declining in March 2025. Total assets and liabilities also decreased, while cash flow from operating activities improved slightly.

Answer:<BR>The historical performance of VLS Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>VLS Finance's net sales have varied considerably, peaking at 407.02 Cr in March 2024, before dropping to 103.03 Cr in March 2025. The total operating income followed a similar trend, reaching 407.02 Cr in March 2024 and then declining to 103.03 Cr in March 2025. Operating profit (PBDIT) also saw a decline from 392.13 Cr in March 2024 to 63.00 Cr in March 2025, while profit before tax decreased from 386.23 Cr to 58.36 Cr in the same period. Consequently, profit after tax fell from 324.33 Cr in March 2024 to 46.20 Cr in March 2025. The company's total assets decreased from 3,552.43 Cr in March 2024 to 2,710.61 Cr in March 2025, and total liabilities also dropped from 3,552.43 Cr to 2,710.61 Cr. Cash flow from operating activities improved slightly from 194.00 Cr in March 2024 to 200.00 Cr in March 2025, while net cash inflow surged from -15.00 Cr to 293.00 Cr. Overall, VLS Finance's financial performance reflects a challenging year in 2025 following a strong 2024.

Why is VLS Finance falling/rising?

As of 02-Dec, VLS Finance Ltd's stock price is rising, currently at 310.70, with a 3.19% gain over the past week, outperforming the Sensex. The stock is trading above all key moving averages, indicating a positive trend despite a decline in investor participation.

As of 02-Dec, VLS Finance Ltd's stock price is rising, currently at 310.70, with a change of 0.25 (0.08%) upward. The stock has demonstrated strong performance over the past week, gaining 3.19%, which is significantly higher than the Sensex's increase of 0.65% during the same period. Additionally, the stock has been on a consecutive gain streak for the last five days, contributing to its recent upward momentum.<BR><BR>In terms of moving averages, VLS Finance is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a positive trend in its price movement. Despite a decline in investor participation, with delivery volume falling by 36.9% against the 5-day average, the stock remains liquid enough for trading, suggesting that the recent price rise is supported by existing market interest.<BR><BR>Overall, the combination of recent gains, strong performance relative to the benchmark, and favorable moving averages contributes to the stock's rising price.

Which are the latest news on VLS Finance?

Is VLS Finance technically bullish or bearish?

As of December 3, 2025, the trend is bullish with moderate strength, supported by bullish MACD, Bollinger Bands, and moving averages, although the weekly RSI indicates some short-term weakness.

As of 3 December 2025, the technical trend has changed from sideways to bullish. The current stance is bullish with moderate strength. Key indicators driving this include a bullish MACD on the weekly timeframe, bullish Bollinger Bands on both weekly and monthly timeframes, and bullish moving averages on the daily timeframe. However, the weekly RSI is bearish, indicating some short-term weakness. Overall, the combination of bullish signals in the moving averages and Bollinger Bands supports the bullish outlook, despite some mixed signals in the MACD and RSI.

Is VLS Finance overvalued or undervalued?

As of December 3, 2025, VLS Finance is considered risky and overvalued with a PE ratio of -54.08 and an EV to EBITDA of -32.48, significantly underperforming its peers despite a recent 43.13% monthly return.

As of 3 December 2025, the valuation grade for VLS Finance has moved from very expensive to risky. Based on the current analysis, VLS Finance appears to be overvalued. The company has a PE ratio of -54.08, an EV to EBITDA ratio of -32.48, and a Price to Book Value of 0.41, indicating significant financial distress and a lack of profitability.<BR><BR>In comparison to its peers, VLS Finance's valuation metrics are starkly lower; for instance, Bajaj Finance has a PE ratio of 34.68 and an EV to EBITDA of 19.55, while Life Insurance boasts a PE ratio of 10.75 and an EV to EBITDA of 8.83. These comparisons highlight the substantial gap in valuation and performance between VLS Finance and its competitors. Despite a recent strong performance with a 43.13% return over the past month, the overall outlook remains negative, especially given the company's year-to-date return of -6.78% compared to a positive 8.92% for the Sensex.