Who are in the management team of TruCap Finance?

As of March 2020, the management team of TruCap Finance includes Karan Neale Desai (Joint Managing Director), Rakesh Sethi (Chairperson), and several independent and additional directors, along with company secretaries. This diverse team oversees the company's governance and management.

As of March 2020, the management team of TruCap Finance includes the following individuals:<BR><BR>1. Karan Neale Desai - Joint Managing Director and Whole Time Director<BR>2. Nirmal Vinod Momaya - Independent Director<BR>3. K P Raghuvanshi - Independent Director<BR>4. Manjari Ashok Kacker - Additional Independent Director<BR>5. Rakesh Sethi - Chairperson & Director<BR>6. Rajiv Kapoor - Additional Director and Additional Independent Director<BR>7. Fredrick Marian Pinto - Company Secretary<BR>8. Rohanjeet Singh Juneja - Managing Director and Joint Managing Director<BR>9. NIMIR KISHORE MEHTA - Additional Director<BR>10. Atwood Porter Collins - Additional Director<BR>11. Lalit Mohan Chendvankar - Company Secretary<BR>12. Abha Kapoor - Additional Director<BR>13. Geetu Gidwani Verma - Independent Director<BR>14. Sonal Sharma - Company Secretary & Compliance Officer<BR><BR>This diverse team includes various directors and secretaries, contributing to the governance and management of the company.

What does TruCap Finance do?

TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, previously known as Dhanvarsha Finvest Limited. As of March 2025, it reported net sales of ₹35 crore and a net loss of ₹68 crore, with a market cap of ₹149 crore.

Overview: <BR>TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History: <BR>TruCap Finance Ltd was incorporated in 1994 under the name Dhanvarsha Finvest Limited. The company underwent a name change to TruCap Finance Limited effective August 3, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 35 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -68 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 149 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 3.21 <BR>Return on Equity: -39.82% <BR>Price to Book: 0.92<BR><BR>Contact Details: <BR>Address: 3rd Floor A Wing 4 DJ House, Old Nagardas Road Andheri(E) Mumbai Maharashtra : 400069 <BR>Tel: 91-22-68457200 <BR>Email: corpsec@trucapfinance.com <BR>Website: http://www.trucapfinance.com

Has TruCap Finance declared dividend?

No Dividend History Available

Who are the peers of the TruCap Finance?

TruCap Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Baid Finserv, Indian Infotech, and Credent Global. TruCap Finance has below-average management risk, excellent growth, and the lowest 1-year return at -79.46% among its peers.

Peers: The peers of TruCap Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Baid Finserv, Indian Infotech, and Credent Global.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, and Below Average management risk is seen at TruCap Finance, Baid Finserv, Indian Infotech, and Credent Global. In terms of Growth, Excellent growth is seen at Jio Financial and TruCap Finance, Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn, while Average growth is observed at Muthoot Finance, and Below Average growth is found at Baid Finserv, Indian Infotech, and Credent Global. For Capital Structure, Excellent capital structure is present at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Credent Global, while Good capital structure is noted at Cholaman.Inv.&Fn, and Below Average capital structure is seen at TruCap Finance, Baid Finserv, and Indian Infotech.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.40%, while the peer with the lowest 1-year return is TruCap Finance at -79.46%. This indicates that TruCap Finance's 1-year return is significantly lower than that of its peers. Additionally, Baid Finserv, Indian Infotech, and Credent Global all have negative six-month returns.

What is the technical trend for TruCap Finance?

As of May 12, 2025, TruCap Finance shows a mildly bearish trend overall, with mixed signals from technical indicators, including a mildly bullish weekly MACD and bearish monthly indicators.

As of 12 May 2025, the technical trend for TruCap Finance has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, which contrasts with the monthly MACD that remains bearish. The RSI shows no signal on the weekly chart but is bullish on the monthly. Bollinger Bands indicate a bullish stance weekly, while monthly data shows a mildly bearish trend. Daily moving averages are mildly bearish, and the KST is mildly bullish weekly but bearish monthly. Dow Theory supports a mildly bullish view on both weekly and monthly time frames. Overall, the current stance is mildly bearish, influenced by the mixed signals from the moving averages and the bearish monthly indicators.

Who are the top shareholders of the TruCap Finance?

The top shareholders of TruCap Finance are Wilson Holdings Private Limited with 25.47%, individual investors with 36.46%, and six Foreign Institutional Investors holding 6.18%. The largest public shareholder is Ind Swift Laboratories at 4.74%, with no mutual funds currently invested.

The top shareholders of TruCap Finance include Wilson Holdings Private Limited, which holds the highest stake at 25.47%. Additionally, individual investors collectively own 36.46% of the company. Among institutional investors, six Foreign Institutional Investors (FIIs) hold a combined 6.18%. The highest public shareholder is Ind Swift Laboratories, with a holding of 4.74%. There are no mutual funds currently holding shares in the company.

How big is TruCap Finance?

As of 24th July, TruCap Finance Ltd has a market capitalization of 203.00 Cr and reported Net Sales of 196.71 Cr with a Net Profit loss of 64.56 Cr over the latest four quarters. Shareholder's Funds were 211.91 Cr and Total Assets were 917.03 Cr as of March 2024.

As of 24th July, TruCap Finance Ltd has a market capitalization of 203.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TruCap Finance reported Net Sales of 196.71 Cr. However, it experienced a loss of 64.56 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2024, where Shareholder's Funds amounted to 211.91 Cr and Total Assets were reported at 917.03 Cr.

When is the next results date for TruCap Finance?

The next results date for TruCap Finance is 13 November 2025.

The next results date for TruCap Finance is scheduled for 13 November 2025.

Are TruCap Finance latest results good or bad?

TruCap Finance's latest results are disappointing, with net sales declining 42.29% to Rs 30.08 crore and a significant loss in profitability, leading analysts to issue a 'Sell' rating. The company reported a Profit Before Tax of Rs -27.77 crore and a Profit After Tax of Rs -9.10 crore, indicating a concerning trend.

TruCap Finance's latest results for the quarter ending June 2025 are quite disappointing. The company reported net sales of Rs 30.08 crore, which represents a significant decline of 42.29% compared to the same quarter last year. This is the lowest sales figure the company has seen in the past five quarters, indicating a concerning trend.<BR><BR>Additionally, the financial performance in terms of profitability has also worsened dramatically. The Profit Before Tax (PBT) was reported at Rs -27.77 crore, reflecting an alarming drop of 1976.35% year-on-year. Similarly, the Profit After Tax (PAT) stood at Rs -9.10 crore, down 858.3% from the previous year.<BR><BR>While there was an increase in non-operating income, reaching Rs 11.97 crore, this rise is viewed with caution as it may not be sustainable. Overall, the financial results have led to a 'Sell' rating from analysts, highlighting the challenging position TruCap Finance is currently facing in the market.

How has been the historical performance of TruCap Finance?

TruCap Finance has experienced significant fluctuations in its financial performance, with net sales rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25, but operating profit peaked at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25, resulting in substantial losses in profit before and after tax for the latter year. Despite these losses, cash flow from operating activities improved to 211 Cr in Mar'25, recovering from a negative cash flow of -211 Cr in Mar'24.

Answer:<BR>The historical performance of TruCap Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TruCap Finance's net sales have shown a consistent upward trend, increasing from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. However, the company's operating profit (PBDIT) has been volatile, peaking at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25. Despite the growth in sales, the company reported a profit before tax of -71.16 Cr in Mar'25, a stark decline from a profit of 11.42 Cr in Mar'24. This trend continued with a profit after tax of -59.25 Cr in Mar'25, compared to a profit of 10.96 Cr in Mar'24. The total liabilities decreased from 917.03 Cr in Mar'24 to 683.39 Cr in Mar'25, while total assets also fell from 917.03 Cr to 683.39 Cr in the same period. Cash flow from operating activities was positive at 211 Cr in Mar'25, contrasting with a negative cash flow of -211 Cr in Mar'24, indicating a recovery in operational cash generation despite the overall losses.

Should I buy, sell or hold TruCap Finance?

Which are the latest news on TruCap Finance?

Why is TruCap Finance falling/rising?

As of 03-Dec, TruCap Finance Ltd's stock price is rising to 8.52, reflecting a 0.95% increase after a trend reversal. However, it remains below its moving averages and has seen decreased investor participation, indicating potential long-term concerns despite the short-term gain.

As of 03-Dec, TruCap Finance Ltd's stock price is rising, currently at 8.52, reflecting a change of 0.08 (0.95%) upward. This increase comes after a trend reversal, as the stock has gained following three consecutive days of decline. Additionally, it has outperformed its sector by 2.01% today. However, it is important to note that despite this rise, the stock is still trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. <BR><BR>Investor participation has decreased, with a delivery volume of 92.27k on December 2, which is down by 25.83% compared to the 5-day average. This decline in participation could indicate a lack of confidence among investors despite the recent price increase. Overall, while the stock is experiencing a short-term rise, the broader context shows significant long-term declines, with a year-to-date drop of 50.47% compared to the Sensex's gain of 8.92%.

Is TruCap Finance overvalued or undervalued?

As of December 3, 2025, TruCap Finance is considered overvalued and risky, with concerning financial metrics such as a PE ratio of -0.93 and an EV to EBITDA of -10.04, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 3 December 2025, the valuation grade for TruCap Finance has moved from expensive to risky. The company is currently assessed as overvalued. Key ratios include a PE ratio of -0.93, an EV to EBITDA of -10.04, and a ROE of -100.78%. These figures indicate significant financial distress and a lack of profitability, which is concerning for investors.<BR><BR>In comparison to its peers, TruCap Finance's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 34.68 and an EV to EBITDA of 19.55, while Life Insurance boasts a more attractive EV to EBITDA of 8.83. The substantial negative ratios for TruCap Finance highlight its precarious position within the non-banking financial company sector. Additionally, the company's stock has underperformed significantly compared to the Sensex, with a year-to-date return of -50.47% versus the Sensex's 8.92%, reinforcing the notion that it is overvalued in the current market environment.