Who are the top shareholders of the TCI Finance?

The top shareholders of TCI Finance are mainly individual investors, holding 63.81% of shares, with Giri Roadlines And Commercial Trading Pvt. Ltd. as the largest promoter at 9.47%. There are no institutional investors or pledged promoter holdings.

The top shareholders of TCI Finance are primarily individual investors, who hold 63.81% of the shares. The largest promoter is Giri Roadlines And Commercial Trading Pvt. Ltd., with a holding of 9.47%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings reported.

how big is TCI Finance?

As of October 2023, TCI Finance Ltd has a market capitalization of 15.88 Cr, categorizing it as a Micro Cap company, with a net profit of 3.59 Cr over the last four quarters and total assets of 86.85 Cr.

Market Cap: TCI Finance Ltd has a market capitalization of 15.88 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 0.00 Cr, while the sum of Net Profit for the same period is 3.59 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the reporting period of March 2019. Shareholder's Funds are valued at 51.65 Cr, and Total Assets amount to 86.85 Cr.

Who are in the management team of TCI Finance?

As of March 2022, the management team of TCI Finance includes Mahendra Agarwal (Director), D R Agarwal (Chairman & Independent Director), Meera Madhusudhan Singh (Director), Rajesh Kundra (Independent Director), Rajesh Sharma (Director), Y S R Rajeev Kumar (Director), and S Jasminder Singh (Company Secretary & Compliance Officer).

As of March 2022, the management team of TCI Finance includes the following individuals:<BR><BR>1. Mahendra Agarwal - Director<BR>2. D R Agarwal - Chairman & Independent Director<BR>3. Meera Madhusudhan Singh - Director<BR>4. Rajesh Kundra - Independent Director<BR>5. Mr. Rajesh Sharma - Director<BR>6. Y S R Rajeev Kumar - Director<BR>7. S Jasminder Singh - Company Secretary & Compliance Officer<BR><BR>These individuals hold various positions within the company, contributing to its governance and operational oversight.

What does TCI Finance do?

TCI Finance Ltd is a Non-Banking Finance Company (NBFC) established in 1973, specializing in micro-cap financial services. As of March 2025, it reported a net profit of 5 Cr and has a market capitalization of Rs 16 Cr.

Overview: <BR>TCI Finance Ltd is a Non-Banking Finance Company (NBFC) operating in the micro-cap segment, providing various financial services.<BR><BR>History: <BR>Incorporated in 1973, TCI Finance Ltd is currently engaged in financial services and reported its latest net profit for the quarter ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 16 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 5.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -0.02 <BR>Return on Equity: -4.60% <BR>Price to Book: -0.21 <BR><BR>Contact Details: <BR>Address: Plot No 20 Survey No 12 4th Fl, Kothguda Kondapur Hyderabad Telangana : 500081 <BR>Tel: 91-40-71204284 <BR>Email: investors_tcif@gati.com <BR>Website: http://www.tcifl.in

Has TCI Finance declared dividend?

No Dividend History Available

Who are the peers of the TCI Finance?

Peers of TCI Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Munoth Commun., Decillion Financ, V B Desai Fin., and India Lease Dev. V B Desai Fin. has the highest 1-year return at 76.65%, while Jio Financial has the lowest at -20.22%.

Peers: The peers of TCI Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Munoth Commun., Decillion Financ, V B Desai Fin., and India Lease Dev.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Below Average management risk is noted at V B Desai Fin. and Decillion Financ, while Munoth Commun. does not qualify. Excellent growth is seen at Jio Financial, while Good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance. Average growth is noted at Muthoot Finance, while Below Average growth is found at Decillion Financ, V B Desai Fin., and the rest do not qualify. Excellent capital structure is present at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Decillion Financ, while Good capital structure is seen at Cholaman.Inv.&Fn, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is V B Desai Fin. at 76.65%, while Jio Financial has the lowest at -20.22%. TCI Finance's 1-year return is 68.13%, which is significantly higher than Jio Financial's but lower than V B Desai Fin.'s. Additionally, Jio Financial, Decillion Financ, and India Lease Dev. have negative six-month returns.

What is the technical trend for TCI Finance?

As of June 5, 2025, TCI Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD and moving averages, while the OBV shows mild bullishness but lacks strength.

As of 5 June 2025, the technical trend for TCI Finance has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across time frames. The KST is bearish weekly and mildly bearish monthly, reinforcing the overall bearish sentiment. The OBV is mildly bullish on a weekly basis, which contrasts with the other indicators but lacks strength. Overall, the current technical stance is mildly bearish, with key indicators like the MACD and moving averages driving this view.

When is the next results date for TCI Finance?

The next results date for TCI Finance is 06 August 2025.

The next results date for TCI Finance is scheduled for 06 August 2025.

Should I buy, sell or hold TCI Finance?

How has been the historical performance of TCI Finance?

TCI Finance's historical performance shows fluctuating net sales, peaking at 13.66 Cr in Mar'17 and declining to 12.36 Cr by Mar'19, while profitability improved with a profit after tax of 4.94 Cr in Mar'19 and an EPS increase to 3.84. Despite a decrease in total assets and liabilities, shareholder equity strengthened, and cash flow from operating activities significantly improved to 15.00 Cr in Mar'19.

Answer:<BR>The historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. <BR><BR>In terms of balance sheet performance, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell from 99.82 Cr to 86.85 Cr during the same period. Shareholder's funds increased from 46.67 Cr in Mar'18 to 51.65 Cr in Mar'19, indicating a strengthening equity position. The book value per share rose from 32.87 in Mar'18 to 36.38 in Mar'19. Cash flow from operating activities improved significantly to 15.00 Cr in Mar'19, compared to 3.27 Cr in Mar'18, while cash flow from financing activities showed a negative trend, indicating a reduction in financing activities. Overall, TCI Finance has shown improvements in profitability and shareholder equity, despite fluctuations in sales and total assets. <BR><BR>Breakdown:<BR>TCI Finance's net sales have shown a downward trend from 13.66 Cr in Mar'17 to 12.36 Cr in Mar'19, while total operating income peaked at 14.42 Cr in Mar'15 before declining. The company reported an operating profit of 10.05 Cr in Mar'19, down from 11.05 Cr in Mar'17, but the profit before tax increased significantly to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr. The earnings per share rose from 1.31 in Mar'18 to 3.84 in Mar'19, reflecting improved profitability. On the balance sheet, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell, but shareholder's funds increased, indicating a stronger equity position. Cash flow from operating activities improved to 15.00 Cr in Mar'19, highlighting better cash generation capabilities despite a negative cash flow from financing activities.

Are TCI Finance latest results good or bad?

TCI Finance's latest results are concerning, showing a net loss of ₹0.38 crores in Q2 FY26 and zero revenue for six consecutive quarters. The company has a negative book value of -₹52.95 per share, indicating severe financial distress and challenges for its future viability.

The latest results for TCI Finance indicate a troubling financial situation. In Q2 FY26, the company reported a net loss of ₹0.38 crores, which is an improvement of 9.5% compared to the previous quarter's loss of ₹0.42 crores. However, this improvement is minimal and does not reflect any revenue generation, as TCI Finance has reported zero revenue for the last six consecutive quarters.<BR><BR>Looking at the half-year results, the net loss for H1 FY26 was ₹0.80 crores, which worsened by 12.7% compared to the ₹0.71 crores loss in H1 FY25. The company's balance sheet shows a negative book value of -₹52.95 per share, indicating severe financial distress and a complete erosion of shareholder equity.<BR><BR>Overall, TCI Finance's financial performance is concerning, characterized by ongoing operational losses, a lack of revenue, and negative equity. The absence of institutional investor interest further complicates its outlook. Given these factors, the results can be classified as bad, highlighting significant challenges for the company's future viability.

Which are the latest news on TCI Finance?

Why is TCI Finance falling/rising?

As of 03-Dec, TCI Finance Ltd's stock price is rising due to a trend reversal and outperformance against its sector, currently at 11.10 with a 2.59% increase. However, it has a year-to-date decline of 40.39% and declining investor participation, indicating mixed signals about its overall trend.

As of 03-Dec, TCI Finance Ltd's stock price is rising, currently at 11.10, reflecting a change of 0.28 or 2.59% increase. This rise can be attributed to a trend reversal, as the stock has gained after two consecutive days of decline. Additionally, it has outperformed its sector by 3.65% today, indicating a stronger performance relative to its peers.<BR><BR>Despite this positive movement, it is important to note that the stock has shown a significant decline over longer periods, with a year-to-date drop of 40.39%. However, in the short term, the stock's performance over the past week has been positive, with a 1.46% increase, while the benchmark Sensex has decreased by 0.59% during the same period.<BR><BR>Investor participation appears to be declining, as evidenced by a significant drop in delivery volume, which fell by 88.03% compared to the 5-day average. This could indicate a lack of confidence among investors despite the current price increase. The stock's moving averages show that it is currently higher than the 5-day moving average but lower than the longer-term averages, suggesting mixed signals regarding its overall trend.<BR><BR>In summary, TCI Finance Ltd's stock is rising today due to a trend reversal and outperformance against its sector, despite ongoing challenges reflected in its longer-term performance and declining investor participation.

Is TCI Finance overvalued or undervalued?

As of December 3, 2025, TCI Finance is considered undervalued with a low PE ratio of 4.13 and negative Price to Book Value, contrasting sharply with peers like Bajaj Finance and Life Insurance, and despite a challenging year-to-date return, it has shown strong long-term growth potential with a 178.89% return over three years.

As of 3 December 2025, TCI Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company appears to be undervalued, given its low PE ratio of 4.13 and a negative Price to Book Value of -0.19, which suggests that the market is pricing the company below its tangible assets. Additionally, the EV to EBIT and EV to EBITDA ratios are both at -4.90, reinforcing the notion that the company's earnings are not being valued positively by investors.<BR><BR>When compared to peers, TCI Finance's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 34.68, and Life Insurance, which boasts a PE of 10.75. This disparity highlights TCI Finance's potential undervaluation relative to its industry peers. Despite a challenging year-to-date return of -40.39% compared to the Sensex's 8.92%, the long-term performance over three years shows a robust return of 178.89%, suggesting that the stock may have the potential for recovery and growth in the future.