Is Summit Securitie overvalued or undervalued?

As of December 26, 2024, Summit Securitie is fairly valued with a PE Ratio of 31.24, an EV to EBITDA of 20.52, and a Price to Book Value of 0.24, despite a year-to-date decline of 26.47%, while showing strong long-term performance with a 1-year return of 61.71%.

As of 26 December 2024, the valuation grade for Summit Securitie has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 31.24, an EV to EBITDA of 20.52, and a Price to Book Value of 0.24. <BR><BR>In comparison to its peers, Summit Securitie's PE Ratio is notably higher than Life Insurance, which stands at 12.54, while it is lower than Bajaj Finance's PE of 35.01. Additionally, the company's PEG Ratio is 0.00, indicating potential for growth without the corresponding valuation premium. Despite a year-to-date decline of 26.47% compared to the Sensex's 5.58% gain, the stock has shown strong long-term performance, with a 1-year return of 61.71%.

how big is Summit Securitie?

As of Jun 06, Summit Securities Ltd has a market capitalization of 2,413.71 Cr, with consolidated net sales of 138.33 Cr and net profit of 68.59 Cr over the latest four quarters. The company's shareholder's funds are valued at 9,026.09 Cr, and total assets amount to 10,077.50 Cr.

Market Cap: As of Jun 06, Summit Securities Ltd has a market capitalization of 2,413.71 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported a sum of Net Sales amounting to 138.33 Cr and a sum of Net Profit of 68.59 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in Mar'24. The Shareholder's Funds are valued at 9,026.09 Cr, and the Total Assets amount to 10,077.50 Cr.

When is the next results date for Summit Securitie?

No Upcoming Board Meetings

What does Summit Securitie do?

Summit Securities Ltd is a Non-Banking Financial Company (NBFC) that invests in shares and securities, categorized as a Small Cap company. It was incorporated in 1945 and is registered with the Reserve Bank of India, reporting net sales of 10 Cr and a net profit of -5 Cr for the quarter ending March 2025.

Overview:<BR>Summit Securities Ltd is a Non-Banking Financial Company (NBFC) engaged in the business of making investments in shares and securities, categorized as a Small Cap company.<BR><BR>History:<BR>Summit Securities Ltd was originally incorporated in 1945 as KEC Infrastructures, a group company of RPG Enterprises. It was later renamed to its current title and is registered as a Non-Deposit taking Systemically Important NBFC with the Reserve Bank of India. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 10 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: -5 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 2,329 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 31.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 0.76%<BR>Price to Book: 0.23<BR><BR>Contact Details:<BR>Address: 213 Bezzola Complex B Wing, 71 Sion-Trombay Road Chembur Mumbai Maharashtra : 400071<BR>Tel: 91-22-25292152/55/54<BR>Email: summitsec@gmail.com<BR>Website: http://www.summitsecurities.net

Has Summit Securitie declared dividend?

No Dividend History Available

Who are the peers of the Summit Securitie?

Summit Securitie's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Kalyani Invest., Balmer Law. Inv., PNB Gilts, and Arman Financial. Summit Securitie has the highest 1-year return at 54%, while Jio Financial has the lowest at -20.26%.

Peers: The peers of Summit Securitie are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Kalyani Invest., Balmer Law. Inv., PNB Gilts, and Arman Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Good management risk is found at Shriram Finance, while Average management risk is present at Jio Financial, PNB Gilts, and Arman Financial. Below Average management risk is noted at Summit Securitie, Kalyani Invest., and Balmer Law. Inv. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Arman Financial, while Average growth is seen at Summit Securitie, Kalyani Invest., and Shriram Finance. Below Average growth is observed at Balmer Law. Inv. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Muthoot Finance, Summit Securitie, Shriram Finance, Kalyani Invest., and Arman Financial, while Good is noted at Cholaman.Inv.&Fn, and Below Average at PNB Gilts and Balmer Law. Inv.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Summit Securitie at 54.00%, while the lowest is Jio Financial at -20.26%. Summit Securitie's return is significantly higher than Jio Financial's. Additionally, Kalyani Invest., PNB Gilts, and Arman Financial have negative six-month returns.

Who are in the management team of Summit Securitie?

As of March 2023, the management team of Summit Securitie includes Ramesh D Chandak (Chairman), H N Singh Rajpoot, H C Dalal, Prem Kapil, Abhay Nerurkar, Shweta Musale (all Independent Non-Executive Directors), Manish Jain (Non-Executive & Non-Independent Director), and Jiya Gangwani (Company Secretary & Compliance Officer). They oversee the company's operations and governance.

As of March 2023, the management team of Summit Securitie includes the following individuals:<BR><BR>1. Ramesh D Chandak - Chairman & Independent Director<BR>2. H N Singh Rajpoot - Non-Executive Director<BR>3. H C Dalal - Independent Non-Executive Director<BR>4. Prem Kapil - Independent Non-Executive Director<BR>5. Abhay Nerurkar - Independent Non-Executive Director<BR>6. Shweta Musale - Independent Non-Executive Director<BR>7. Manish Jain - Non-Executive & Non-Independent Director<BR>8. Jiya Gangwani - Company Secretary & Compliance Officer<BR><BR>This team is responsible for overseeing the company's operations and governance.

Who are the top shareholders of the Summit Securitie?

The top shareholder of Summit Securitie is Swallow Associates LLP, holding 70.55% of the shares, with individual investor Madanlal Jawanmalji Jain as the largest public shareholder at 1.71%. Overall, individual investors own 19.0% of the shares, while mutual funds and foreign institutional investors hold negligible percentages.

The top shareholders of Summit Securitie include the promoters, with Swallow Associates LLP holding the largest stake at 70.55%. There are no pledged promoter holdings. In terms of public shareholders, the highest individual investor is Madanlal Jawanmalji Jain, who holds 1.71%. Additionally, individual investors collectively hold 19.0% of the shares. The company also has 11 mutual fund schemes holding a negligible percentage (0.0%) and 79 foreign institutional investors (FIIs) holding 0.04%.

Are Summit Securitie latest results good or bad?

Summit Securities' latest Q2 FY26 results are strong, with a net profit of ₹90.66 crores, a 349.03% increase from the previous quarter and a 20.64% year-on-year growth. However, concerns about earnings volatility and reliance on irregular high-value transactions suggest caution regarding the sustainability of this performance.

Summit Securities' latest results for Q2 FY26 can be considered quite strong, particularly when compared to the previous quarter. The company reported a net profit of ₹90.66 crores, which is a remarkable 349.03% increase quarter-on-quarter, reversing a loss of ₹4.64 crores in Q1 FY26. This significant turnaround highlights the company's ability to rebound from a challenging period.<BR><BR>Year-on-year, the net profit also shows a healthy growth of 20.64% compared to ₹75.15 crores in the same quarter last year. Additionally, the company's operating margin stands at an impressive 99.01%, indicating near-perfect efficiency in its operations, while the PAT margin is a robust 75.75%, reflecting strong profitability.<BR><BR>However, it is important to note that while the headline numbers are impressive, the company has a history of extreme earnings volatility, which raises concerns about the sustainability of this performance. The revenue generation appears irregular, heavily reliant on sporadic, high-value transactions rather than consistent, recurring income streams. <BR><BR>In summary, while the latest results are positive, the underlying volatility and unpredictability in earnings suggest that investors should exercise caution and consider the long-term sustainability of this performance.

How has been the historical performance of Summit Securitie?

Summit Securitie has experienced significant growth in net sales and total operating income from March 2021 to March 2025, with net sales increasing from INR 28.97 crore to INR 119.03 crore. However, profit after tax peaked in March 2024 before declining, while total assets and cash flow from operating activities improved notably during the same period.

Answer:<BR>The historical performance of Summit Securitie shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Summit Securitie's net sales have shown a steady increase from INR 28.97 crore in March 2021 to INR 119.03 crore in March 2025, with a notable dip in March 2020. The total operating income followed a similar trend, rising from INR 38.23 crore in March 2019 to INR 119.03 crore in March 2025. Operating profit, excluding other income, also increased significantly, reaching INR 114.31 crore in March 2025 from INR 25.90 crore in March 2021. However, profit after tax peaked at INR 75.73 crore in March 2024 before declining to INR 68.60 crore in March 2025. The company's total assets rose from INR 2,460.87 crore in March 2020 to INR 11,376.53 crore in March 2025, while total liabilities increased from INR 2,460.87 crore to INR 11,376.53 crore in the same period. Cash flow from operating activities improved significantly, reaching INR 74 crore in March 2025, compared to a negative cash flow in March 2021. Overall, the company has shown growth in revenue and assets, despite some volatility in profits and cash flow.

Should I buy, sell or hold Summit Securitie?

Is Summit Securitie technically bullish or bearish?

As of December 1, 2025, the technical trend for Summit Securities has shifted to mildly bearish, supported by bearish MACD readings, Bollinger Bands, and KST indicators, despite some mildly bullish daily moving averages.

As of 1 December 2025, the technical trend has changed from mildly bullish to mildly bearish. The current technical stance is mildly bearish, driven primarily by the weekly and monthly MACD readings, both indicating a mildly bearish outlook. Additionally, Bollinger Bands are bearish on both weekly and monthly time frames, reinforcing the bearish sentiment. The KST also shows a mildly bearish trend on both time frames. While the daily moving averages are mildly bullish, they are outweighed by the overall bearish indicators. The Dow Theory presents a mixed view with a mildly bearish weekly stance and a mildly bullish monthly stance, adding to the complexity of the current market conditions. Overall, the bearish indicators suggest caution in the current market environment for Summit Securitie.

Which are the latest news on Summit Securitie?

Why is Summit Securitie falling/rising?

As of 03-Dec, Summit Securities Ltd's stock price is declining, currently at 2,064.00, with a year-to-date drop of 30.99% compared to the Sensex's gain of 8.92%. Despite some recent positive financial results, the stock's long-term performance remains weak, indicated by low investor confidence and a significant decrease in delivery volume.

As of 03-Dec, Summit Securities Ltd's stock price is falling, currently at 2,064.00, reflecting a decrease of 7.5 (-0.36%). The stock has been on a downward trend, having lost 3.9% over the last three days and showing a one-week decline of 1.21%, which is worse than the Sensex's drop of 0.59% during the same period. Over the past month, the stock has fallen by 7.22%, while the Sensex has gained 1.34%. <BR><BR>Year-to-date, the stock has significantly underperformed, with a decline of 30.99%, contrasting sharply with the Sensex's increase of 8.92%. This trend continues over the past year, where the stock has dropped 34.06%, while the broader market has seen a modest gain of 5.27%. <BR><BR>Investor participation appears to be waning, as evidenced by a 21.79% decrease in delivery volume compared to the five-day average. Although the stock has outperformed its sector today by 0.7%, the overall performance metrics indicate a weak long-term fundamental strength, highlighted by an average Return on Equity (ROE) of 0.86%. Furthermore, domestic mutual funds hold only a minimal stake of 0.01% in the company, suggesting a lack of confidence in its valuation or business prospects. <BR><BR>Despite some positive financial results in the latest six months, including higher net sales and profit after tax, the stock's significant decline in value and underperformance relative to the market have contributed to its current falling price.