how big is Reliance Home?

As of Jun 06, Reliance Home Finance Ltd has a market capitalization of 313.83 Cr, classifying it as a Micro Cap company, with recent net sales of 0.22 Cr and a net profit of 24.17 Cr over the last four quarters. The latest balance sheet shows shareholder's funds at -73.83 Cr and total assets of 34.85 Cr.

Market Cap: As of Jun 06, Reliance Home Finance Ltd has a market capitalization of 313.83 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes Mar'25, Dec'24, Sep'24, and Jun'24, is 0.22 Cr. The sum of Net Profit for the same quarters is 24.17 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending in Mar'23. The Shareholder's Funds are reported at -73.83 Cr, while the Total Assets amount to 34.85 Cr.

Who are the top shareholders of the Reliance Home?

The top shareholders of Reliance Home are primarily individual investors, holding 88.97% of shares, with Ramakrishna Reddy Chinta as the largest public shareholder at 2.43%. Reliance Infrastructure Consulting & Engineers Private Limited is the major institutional promoter with a 0.61% stake.

The top shareholders of Reliance Home include individual investors, who hold a significant 88.97% of the shares. Among the major shareholders, the highest public shareholder is Ramakrishna Reddy Chinta, with a holding of 2.43%. On the institutional side, the promoter with the highest stake is Reliance Infrastructure Consulting & Engineers Private Limited, holding 0.61%. Additionally, the company has a diverse base of mutual funds and foreign institutional investors, although their holdings are relatively minimal.

When is the next results date for Reliance Home?

No Upcoming Board Meetings

Who are in the management team of Reliance Home?

As of March 2022, the management team of Reliance Home includes Parul Jain (Company Secretary), Chhaya Virani, Rashna Hoshang Khan, Ashok Ramaswamy, Sushilkumar Agarwal (all Independent Directors), and Ashish Turakhia and Sudeep Ghoshal (Directors). Each member contributes to the company's governance and oversight.

As of March 2022, the management team of Reliance Home includes the following individuals:<BR><BR>1. Parul Jain - Company Secretary & Compliance Officer<BR>2. Chhaya Virani - Independent Director<BR>3. Rashna Hoshang Khan - Independent Director<BR>4. Ashok Ramaswamy - Independent Director<BR>5. Sushilkumar Agarwal - Independent Director<BR>6. Ashish Turakhia - Director<BR>7. Sudeep Ghoshal - Director<BR><BR>Each member plays a crucial role in the governance and oversight of the company.

Has Reliance Home declared dividend?

Yes, Reliance Home Finance Ltd has declared a 10% dividend (₹1 per share) with an ex-date of September 12, 2018. However, the dividend yield is 0%, as total returns in recent periods have been driven solely by price appreciation.

Yes, Reliance Home Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1 per share<BR>- Ex-date: 12 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 115.67%, the dividend return was 0%, resulting in a total return of 115.67%.<BR><BR>For the 1-year period, the price return was 95.47%, the dividend return was 0%, leading to a total return of 95.47%.<BR><BR>Over the 2-year period, the price return stood at 84.86%, with a dividend return of 0%, culminating in a total return of 84.86%.<BR><BR>In the 3-year period, the price return was 91.99%, the dividend return was 0%, resulting in a total return of 91.99%.<BR><BR>For the 4-year period, the price return was 82.77%, with a dividend return of 0%, leading to a total return of 82.77%.<BR><BR>In the 5-year period, the price return was 362.14%, the dividend return was 0%, resulting in a total return of 362.14%.<BR><BR>Overall, while Reliance Home Finance Ltd has declared a dividend, the dividend yield is 0%, indicating that the dividend has not contributed to returns in recent periods. The total returns over various periods have been significantly driven by price appreciation rather than dividends.

Are Reliance Home latest results good or bad?

Reliance Home Finance's latest results show a significant improvement in profitability, with a Profit After Tax of Rs 3.03 crore, up 130.36% year-on-year. However, market sentiment is cautious, with analysts rating the stock as a 'Strong Sell,' despite strong sales performance.

Reliance Home Finance's latest results show a notable improvement overall, particularly in terms of profitability. The company reported a Profit After Tax (PAT) of Rs 3.03 crore for the nine-month period, which is a significant year-on-year growth of 130.36%, especially compared to the previous twelve-month period where it faced a loss of Rs 10.42 crore.<BR><BR>However, it's important to note that while the financial performance has improved, the market perception has shifted negatively, as indicated by a decrease in the company's score from 8 to 7 over the last three months. Additionally, the stock is currently rated as a 'Strong Sell' by analysts, suggesting caution.<BR><BR>In terms of sales, Reliance Home Finance has surpassed its previous year's figures, indicating a robust performance in the housing finance sector. Despite the positive financial results, the mixed market sentiment may raise concerns for potential investors. Overall, while the results reflect a positive trend in profitability, the market's cautious stance should be taken into consideration.

What is the technical trend for Reliance Home?

As of May 30, 2025, Reliance Home shows a mildly bullish trend supported by bullish MACD and KST indicators, despite some short-term weakness indicated by the RSI and daily moving averages.

As of 30 May 2025, the technical trend for Reliance Home has changed from sideways to mildly bullish. The weekly MACD and KST indicators are both bullish, supporting the positive outlook. The Bollinger Bands on both weekly and monthly time frames also indicate bullish momentum. However, the weekly RSI is bearish, suggesting some short-term weakness. Daily moving averages are mildly bearish, which could temper the overall bullish sentiment. Dow Theory shows a mildly bullish stance on both weekly and monthly charts. Overall, the current technical stance is mildly bullish, driven primarily by the bullish MACD and KST, despite some mixed signals from the RSI and moving averages.

Who are the peers of the Reliance Home?

Peers of Reliance Home include Sammaan Capital, INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Star Housing Fin, Ruparel Food, India Home Loans, and Ind Bank Housing. Reliance Home has a 1-year return of 42.25%, lower than INDIA SHELTE FIN's 31.30% but higher than Ind Bank Housing's -42.80%.

Peers: The peers of Reliance Home are Sammaan Capital, INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Star Housing Fin, Ruparel Food, India Home Loans, and Ind Bank Housing.<BR><BR>Quality Snapshot: Excellent management risk is observed at INDIA SHELTE FIN, Repco Home Fin, and the rest. Average management risk is found at Sammaan Capital, SRG Housing, India Home Loans, and the rest. Below Average management risk is noted at GIC Housing Fin, Star Housing Fin, Reliance Home, Ruparel Food, and Ind Bank Housing. Growth is Excellent at INDIA SHELTE FIN and Star Housing Fin, Average at SRG Housing, and Below Average at Sammaan Capital, Repco Home Fin, GIC Housing Fin, Reliance Home, Ruparel Food, India Home Loans, and the rest. Capital Structure is Excellent at INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Star Housing Fin, and the rest, Average at Reliance Home, and Excellent at Ruparel Food, India Home Loans, and Ind Bank Housing.<BR><BR>Return Snapshot: The peer with the highest 1-year return is INDIA SHELTE FIN at 31.30%, while the lowest is Ind Bank Housing at -42.80%. Reliance Home's 1-year return is 42.25%, which is significantly higher than Ind Bank Housing but lower than INDIA SHELTE FIN. Additionally, the peers with negative six-month returns include Star Housing Fin, Ind Bank Housing, and SRG Housing.

What does Reliance Home do?

Reliance Home Finance Ltd is a micro-cap housing finance company that offers home loans, affordable housing loans, loans against property, and construction finance. It was incorporated in 2008 and reported a net profit of -7 Cr for March 2025, with a market cap of INR 263 Cr.

Overview:<BR>Reliance Home Finance Ltd is a Housing Finance Company in the Micro Cap category that provides home loans, including affordable housing loans, loans against property, and construction finance loans.<BR><BR>History:<BR>Reliance Home Finance Ltd was incorporated on June 5, 2008, and is registered with the National Housing Bank as a Housing Finance Company. The latest quarterly results reported are for March 2025, showing a net profit of -7 Cr.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: Rs 1144.68 crore for FY 2017<BR>Most recent Net Profit: -7 Cr for Mar 2025<BR>Market-cap value: INR 263 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: 13<BR>Dividend Yield: 0.00%<BR>Debt-Equity: -1.18<BR>Return on Equity: 4.50%<BR>Price to Book: -3.41<BR><BR>Contact Details:<BR>Address: Reliance Centre 6th Floor, South Wing Santacruz (East) Mumbai Maharashtra : 400055<BR>Phone: 91-22-33036000<BR>Email: rhfl.investor@relianceada.com<BR>Website: http://www.reliancehomefinance.com

How has been the historical performance of Reliance Home?

Reliance Home has experienced a significant decline in financial performance, with net sales dropping from 1,960 Cr in Mar'19 to 0.22 Cr in Mar'25, and substantial losses in operating profit and net income. Overall, the company's financial health has deteriorated, marked by decreasing revenues and profitability.

Answer:<BR>The historical performance of Reliance Home shows a significant decline in net sales and overall financial health over the years.<BR><BR>Breakdown:<BR>Reliance Home's net sales have decreased dramatically from 1,960.00 Cr in Mar'19 to just 0.22 Cr in Mar'25. Other operating income has also fallen to zero since Mar'23, while total operating income has plummeted from 1,986.00 Cr in Mar'19 to 0.22 Cr in Mar'25. The company has faced substantial losses, with operating profit (PBDIT) excluding other income showing a decline from a profit of 88.00 Cr in Mar'19 to a loss of 4.13 Cr in Mar'25. Profit before tax has fluctuated, reaching a high of 9,013.79 Cr in Mar'23 but then dropping to 24.11 Cr in Mar'25. Profit after tax followed a similar trend, with a peak of 5,418.58 Cr in Mar'23 and a modest profit of 24.17 Cr in Mar'25. The company's total liabilities have decreased from 17,969.88 Cr in Mar'19 to 34.85 Cr in Mar'23, while total assets have also declined from 17,969.88 Cr to 34.85 Cr in the same period. Cash flow from operating activities showed a positive trend in Mar'23 at 4,103.00 Cr, but the net cash outflow was recorded at -36.00 Cr, indicating ongoing financial challenges. Overall, the financial metrics reflect a troubling trajectory for Reliance Home, marked by declining revenues and profitability.

Should I buy, sell or hold Reliance Home?

Which are the latest news on Reliance Home?

Why is Reliance Home falling/rising?

As of 03-Dec, Reliance Home Finance Ltd's stock price is at 3.15, down 0.32%. The stock has underperformed recently, with a significant decline over the past month and year-to-date, indicating a bearish trend despite a slight positive performance today.

As of 03-Dec, Reliance Home Finance Ltd's stock price is currently at 3.15, reflecting a decrease of 0.01, or 0.32%. The stock has been underperforming in the short term, with a decline of 1.25% over the past week, and a significant drop of 11.02% over the past month. Year-to-date, the stock has decreased by 22.22%, contrasting sharply with the Sensex, which has gained 8.92% during the same period. <BR><BR>Despite a positive performance today, where the stock outperformed its sector by 1.53%, it is trading below its moving averages across various time frames, indicating a bearish trend. Additionally, while there has been a rise in investor participation, with a delivery volume increase of 15.82% compared to the 5-day average, the overall performance metrics suggest that the stock is struggling to maintain upward momentum. <BR><BR>In summary, the combination of recent price declines, underperformance relative to the benchmark, and trading below key moving averages contribute to the current downward trend in Reliance Home Finance Ltd's stock price.

Is Reliance Home overvalued or undervalued?

As of December 3, 2025, Reliance Home is considered overvalued and risky due to alarming financial ratios, including a PE ratio of -44.03 and an EV to EBITDA of -58.96, significantly underperforming compared to peers like LIC Housing Finance and PNB Housing, and has a year-to-date return of -22.22%, lagging behind the Sensex's 8.92%.

As of 3 December 2025, the valuation grade for Reliance Home has moved from attractive to risky, indicating a significant deterioration in its financial standing. The company is currently assessed as overvalued, primarily due to its alarming ratios, including a PE ratio of -44.03, an EV to EBITDA of -58.96, and a Price to Book Value of -3.03. These figures highlight severe financial distress, particularly with negative returns on capital employed and equity.<BR><BR>In comparison to its peers, Reliance Home's valuation stands out unfavorably against companies like LIC Housing Finance, which has a PE ratio of 5.45 and an EV to EBITDA of 11.17, and PNB Housing with a PE of 10.73 and an EV to EBITDA of 11.14. The stark contrast in these ratios underscores the overvaluation of Reliance Home. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -22.22% compared to the Sensex's 8.92%, further reinforcing the notion of overvaluation in the current market context.