ScoreWhy is Viji Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.53%
2
Flat results in Sep 25
3
With ROE of 0.2, it has a Very Expensive valuation with a 3 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -31.32%, its profits have risen by 46% ; the PEG ratio of the company is 12.2
4
Below par performance in long term as well as near term
- Along with generating -31.32% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Viji Finance for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Viji Finance
-15.6%
-0.56
55.86%
Sensex
8.49%
0.43
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
22
Price to Book Value
1.62
EV to EBIT
28.45
EV to EBITDA
23.05
EV to Capital Employed
1.48
EV to Sales
12.05
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
0.33%
ROE (Latest)
5.68%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
PBDIT(Q)
Highest at Rs 1.31 cr.
PBT LESS OI(Q)
Highest at Rs 1.14 cr.
PAT(Q)
Highest at Rs 0.94 cr.
EPS(Q)
Highest at Rs 0.07
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Viji Finance
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1.14 cr has Grown at 556.00%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1.31 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 1.14 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 0.94 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.07
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
