ScoreWhy is Star Health & Allied Insurance Company Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of -50.25%
2
Negative results in Sep 25
- PBT LESS OI(Q) At Rs 74.56 cr has Fallen at -61.6% (vs previous 4Q average)
- PAT(Q) At Rs 54.90 cr has Fallen at -62.7% (vs previous 4Q average)
3
With ROE of 7.2, it has a Very Expensive valuation with a 3.7 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -4.78%, its profits have fallen by -38.2%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -4.78% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Star Health Insu should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Star Health Insu for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Star Health Insu
6.52%
-0.17
28.09%
Sensex
8.49%
0.44
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
62
Industry P/E
22
Price to Book Value
3.69
EV to EBIT
47.00
EV to EBITDA
47.00
EV to Capital Employed
3.62
EV to Sales
1.61
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.18%
ROE (Latest)
5.99%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
NET SALES(Q)
Highest at Rs 4,566.27 cr
-5What is not working for the Company
PAT(Latest six months)
At Rs 183.12 cr has Grown at -43.90%
Loading Valuation Snapshot...
Here's what is working for Star Health Insu
Net Sales - Quarterly
Highest at Rs 4,566.27 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for Star Health Insu
Profit After Tax (PAT) - Latest six months
At Rs 183.12 cr has Grown at -43.90%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
