ScoreWhy is SG Finserve Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 9.46%
2
With a growth in Operating Profit of 231.6%, the company declared Outstanding results in Sep 25
- The company has declared positive results for the last 2 consecutive quarters
- PBT LESS OI(Q) At Rs 38.44 cr has Grown at 85.97%
- PAT(9M) At Rs 76.71 cr has Grown at 33.85%
- PBDIT(Q) Highest at Rs 68.94 cr.
3
With ROE of 9.4, it has a Very Attractive valuation with a 2.1 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.59%, its profits have risen by 27.2% ; the PEG ratio of the company is 0.8
4
Majority shareholders : Promoters
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is SG Finserve for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
SG Finserve
6.94%
-0.20
37.31%
Sensex
8.49%
0.44
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
22
Price to Book Value
1.80
EV to EBIT
14.59
EV to EBITDA
14.56
EV to Capital Employed
1.30
EV to Sales
13.11
PEG Ratio
0.30
Dividend Yield
NA
ROCE (Latest)
7.29%
ROE (Latest)
10.19%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend30What is working for the Company
NET SALES(Q)
Highest at Rs 86.28 cr
PBDIT(Q)
Highest at Rs 79.62 cr.
PAT(Q)
Highest at Rs 32.47 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 92.28%
PBT LESS OI(Q)
Highest at Rs 43.05 cr.
EPS(Q)
Highest at Rs 5.81
-1What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 1.72 times
Loading Valuation Snapshot...
Here's what is working for SG Finserve
Net Sales - Quarterly
At Rs 86.28 cr has Grown at 103.06%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
Highest at Rs 86.28 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 79.62 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 32.47 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 92.28%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 43.05 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 43.05 cr has Grown at 33.90%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 32.47 cr has Grown at 37.1%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 5.81
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for SG Finserve
Debt-Equity Ratio - Half Yearly
Highest at 1.72 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
