ScoreWhy is SBI Life Insurance Company Ltd ?
1
Company has a low Debt to Equity ratio (avg) at 0 times
2
Low Debt Company with Strong Long Term Fundamental Strength
3
Negative results in Sep 25
- OPERATING CF(Y) Lowest at Rs 25,546.65 Cr
- NET SALES(9M) At Rs 85,182.77 cr has Grown at -23.40%
- PBT LESS OI(Q) At Rs 515.53 cr has Fallen at -14.87%
4
With ROE of 13.4, it has a Very Attractive valuation with a 10.8 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 38.01%, its profits have risen by 12.5% ; the PEG ratio of the company is 6.5
5
High Institutional Holdings at 40.54%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Market Beating performance in long term as well as near term
- Along with generating 38.01% returns in the last 1 year, the stock has outperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SBI Life Insuran should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SBI Life Insuran for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
SBI Life Insuran
13.32%
1.96
19.36%
Sensex
-4.3%
0.44
11.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.47%
EBIT Growth (5y)
2.25%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.10
Sales to Capital Employed (avg)
7.67
Tax Ratio
9.72%
Dividend Payout Ratio
11.21%
Pledged Shares
0
Institutional Holding
40.60%
ROCE (avg)
6.26%
ROE (avg)
13.10%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
72
Industry P/E
19
Price to Book Value
9.33
EV to EBIT
130.48
EV to EBITDA
130.48
EV to Capital Employed
10.26
EV to Sales
1.34
PEG Ratio
26.01
Dividend Yield
0.15%
ROCE (Latest)
7.87%
ROE (Latest)
13.04%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NET SALES(Q)
Highest at Rs 46,132.63 cr
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for SBI Life Insuran
Net Sales - Quarterly
At Rs 46,132.63 cr has Grown at 144.58%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
Highest at Rs 46,132.63 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
