ScoreWhy is Life Insurance Corporation of India ?
1
Company has a low Debt to Equity ratio (avg) at 0 times
2
Flat results in Sep 25
- PBT LESS OI(Q) At Rs 10,579.30 cr has Fallen at -20.7% (vs previous 4Q average)
- PAT(Q) At Rs 10,098.48 cr has Fallen at -17.1% (vs previous 4Q average)
3
With ROE of 36, it has a Very Attractive valuation with a 3.9 Price to Book Value
- Over the past year, while the stock has generated a return of -9.82%, its profits have risen by 22.9% ; the PEG ratio of the company is 0.5
4
Majority shareholders : Promoters
5
Below par performance in long term as well as near term
- Along with generating -9.82% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
6
With its market cap of Rs 5,49,421 cr, it is the second biggest company in the sector (behind Bajaj Finance)and constitutes 9.80% of the entire sector
- Its annual Sales of Rs 913,081.59 are 39.30% of the industry
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Life Insurance for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Life Insurance
-9.37%
-0.43
22.87%
Sensex
-4.3%
0.44
11.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.74%
EBIT Growth (5y)
62.96%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Net Debt is too low
Net Debt to Equity (avg)
-0.40
Sales to Capital Employed (avg)
20.30
Tax Ratio
12.93%
Dividend Payout Ratio
15.46%
Pledged Shares
0
Institutional Holding
1.54%
ROCE (avg)
441.80%
ROE (avg)
53.21%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
19
Price to Book Value
3.27
EV to EBIT
7.21
EV to EBITDA
7.21
EV to Capital Employed
4.77
EV to Sales
0.43
PEG Ratio
0.38
Dividend Yield
NA
ROCE (Latest)
64.00%
ROE (Latest)
36.00%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
PAT(Latest six months)
At Rs 23,028.92 cr has Grown at 22.90%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Life Insurance
Profit After Tax (PAT) - Latest six months
At Rs 23,028.92 cr has Grown at 22.90%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
