ScoreWhy is JM Financial Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 5.69% and Operating profit at 3.73%
2
Positive results in Sep 25
- OPERATING CF(Y) Highest at Rs 5,568.68 Cr
- PAT(Latest six months) At Rs 723.81 cr has Grown at 79.67%
- PBT LESS OI(Q) At Rs 331.39 cr has Grown at 149.35%
3
With ROE of 11.1, it has a Attractive valuation with a 1.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 3.02%, its profits have fallen by -12.1%
4
High Institutional Holdings at 23.99%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is JM Financial for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
JM Financial
19.04%
0.07
46.23%
Sensex
8.49%
0.44
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
22
Price to Book Value
1.19
EV to EBIT
7.07
EV to EBITDA
6.89
EV to Capital Employed
1.12
EV to Sales
4.27
PEG Ratio
NA
Dividend Yield
1.17%
ROCE (Latest)
15.83%
ROE (Latest)
11.10%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CF(Y)
Highest at Rs 5,568.68 Cr
PAT(Latest six months)
At Rs 723.81 cr has Grown at 79.67%
PBT LESS OI(Q)
At Rs 331.39 cr has Grown at 149.35%
DEBT-EQUITY RATIO(HY)
Lowest at 1.10 times
-3What is not working for the Company
NET SALES(Q)
At Rs 1,031.28 cr has Fallen at -13.37%
Loading Valuation Snapshot...
Here's what is working for JM Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 331.39 cr has Grown at 149.35%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Latest six months
At Rs 723.81 cr has Grown at 79.67%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Cash Flow - Annually
Highest at Rs 5,568.68 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 1.10 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for JM Financial
Net Sales - Quarterly
At Rs 1,031.28 cr has Fallen at -13.37%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
