Why is J A Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.61%
- Poor long term growth as Net Sales has grown by an annual rate of -5.08% and Operating profit at -4.93%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is J A Finance for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
J A Finance
-22.28%
0.74
49.85%
Sensex
-4.3%
0.44
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
19
Price to Book Value
4.08
EV to EBIT
65.67
EV to EBITDA
65.67
EV to Capital Employed
2.82
EV to Sales
38.98
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
4.88%
ROE (Latest)
-2.05%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Dow Theory
Mildly Bearish
No Trend
Technical Movement
3What is working for the Company
PAT(Latest six months)
Higher at Rs 0.18 cr
-2What is not working for the Company
PBDIT(Q)
Lowest at Rs 0.19 cr.
PBT LESS OI(Q)
Lowest at Rs -0.08 cr.
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Here's what is working for J A Finance
Profit After Tax (PAT) - Latest six months
Higher at Rs 0.18 cr
than preceding 12 month period ended Dec 2025 of Rs -0.14 crMOJO Watch
In the half year the company has already crossed PAT of the previous twelve months
PAT (Rs Cr)
Here's what is not working for J A Finance
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 0.19 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -0.08 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)