ScoreWhy is India Home Loans Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.67%
- Poor long term growth as Net Sales has grown by an annual rate of -14.70% and Operating profit at -20.20%
2
Flat results in Sep 25
- OPERATING CF(Y) Lowest at Rs 12.30 Cr
- DPS(Y) Lowest at Rs 0.00
- DPR(Y) Lowest at 0.00%
3
With ROE of 0.5, it has a Very Expensive valuation with a 1.3 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 8.17%, its profits have risen by 106.5% ; the PEG ratio of the company is 2.5
4
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -12.41% over the previous quarter and currently hold 26.66% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is India Home Loans for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
India Home Loans
0.0%
0.19
43.40%
Sensex
8.49%
0.44
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
382
Industry P/E
12
Price to Book Value
1.20
EV to EBIT
12.49
EV to EBITDA
12.00
EV to Capital Employed
1.10
EV to Sales
6.44
PEG Ratio
3.57
Dividend Yield
NA
ROCE (Latest)
8.94%
ROE (Latest)
0.31%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-3What is not working for the Company
PBDIT(Q)
Lowest at Rs 1.89 cr.
PBT LESS OI(Q)
Lowest at Rs 0.04 cr.
EPS(Q)
Lowest at Rs 0.01
Loading Valuation Snapshot...
Here's what is not working for India Home Loans
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 1.89 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 0.04 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs 0.01
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
