ScoreWhy is EFC (I) Ltd ?
1
High Management Efficiency with a high ROCE of 15.14%
2
High Debt Company with a Debt to Equity ratio (avg) at 1.72 times
- High Debt Company with a Debt to Equity ratio (avg) at 1.72 times
3
Healthy long term growth as Net Sales has grown by an annual rate of 285.97% and Operating profit at 371.03%
4
With a growth in Net Profit of 21.19%, the company declared Outstanding results in Sep 25
- The company has declared positive results for the last 11 consecutive quarters
- OPERATING CF(Y) Highest at Rs 133.68 Cr
- ROCE(HY) Highest at 18.29%
- OPERATING PROFIT TO INTEREST(Q) Highest at 17.13 times
5
With ROCE of 18.9, it has a Fair valuation with a 2.2 Enterprise value to Capital Employed
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -16.16%, its profits have risen by 66.9% ; the PEG ratio of the company is 0.3
6
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 0.72% over the previous quarter and collectively hold 10.55% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to EFC (I) should be less than 10%
- Overall Portfolio exposure to Realty should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is EFC (I) for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
EFC (I)
-26.89%
-0.29
56.59%
Sensex
-4.3%
0.43
11.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
184.83%
EBIT Growth (5y)
244.54%
EBIT to Interest (avg)
4.47
Debt to EBITDA (avg)
3.83
Net Debt to Equity (avg)
1.56
Sales to Capital Employed (avg)
0.40
Tax Ratio
27.41%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
8.16%
ROCE (avg)
10.41%
ROE (avg)
20.17%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
21
Price to Book Value
4.16
EV to EBIT
11.14
EV to EBITDA
8.20
EV to Capital Employed
2.24
EV to Sales
3.73
PEG Ratio
0.95
Dividend Yield
NA
ROCE (Latest)
18.86%
ROE (Latest)
26.49%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
ROCE(HY)
Highest at 18.29%
NET SALES(Q)
Highest at Rs 269.59 cr
PBDIT(Q)
Highest at Rs 111.70 cr.
PBT LESS OI(Q)
Highest at Rs 75.40 cr.
PAT(Q)
Highest at Rs 63.24 cr.
-3What is not working for the Company
INTEREST(Q)
At Rs 10.48 cr has Grown at 61.98%
Loading Valuation Snapshot...
Here's what is working for EFC (I)
Net Sales - Quarterly
Highest at Rs 269.59 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 63.24 cr has Grown at 53.4% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 41.22 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 269.59 cr has Grown at 25.0% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 215.62 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 111.70 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 75.40 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 75.40 cr has Grown at 21.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 62.24 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 63.24 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Here's what is not working for EFC (I)
Interest - Quarterly
At Rs 10.48 cr has Grown at 61.98%
Quarter on Quarter (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (Rs cr)
Non Operating Income - Quarterly
Highest at Rs 6.90 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
