
United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials
2025-12-04 08:11:46United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical trends, valuation considerations, financial performance, and quality metrics. This article analyses the factors influencing the recent revision in the company’s assessment, providing investors with a comprehensive understanding of its current standing.
Read MoreHow has been the historical performance of United Credit?
2025-12-03 22:49:35Revenue and Operating Income Trends For the fiscal year ending March 2009, United Credit reported total operating income of ₹1.21 crore, comprising net sales of ₹0.89 crore and other operating income of ₹0.32 crore. This modest revenue base was insufficient to cover the company's operating expenses, which included employee costs of ₹0.52 crore and manufacturing expenses of ₹1.32 crore. Notably, the company did not incur raw material or power costs during this period, but other expenses amounted to ₹0.81 crore. The increase in stocks contributed ₹0.15 crore to the expenditure profile. The total expenditure excluding depreciation stood at ₹2.80 crore, more than double the operating income, leading to an operating loss before other income of ₹1.59 crore. After accounting ...
Read MoreWhy is United Credit falling/rising?
2025-12-02 00:42:13Recent Price Movement and Market Comparison United Credit's share price has been under pressure over the past week and month, with returns of -1.52% and -4.07% respectively. This contrasts sharply with the Sensex, which gained 0.87% over the week and 2.03% over the month. Year-to-date, the stock remains down by 3.49%, while the Sensex has advanced 9.60%. Over the last year, United Credit has declined by 4.37%, whereas the benchmark index has appreciated by 7.32%. Despite these recent setbacks, the stock has delivered impressive long-term gains, with a three-year return of 199.51% compared to the Sensex's 35.33%, and a five-year return of 220.00% against the Sensex's 91.78%. Technical Indicators Signal Weakness Technical analysis reveals that Uni...
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United Credit’s Market Assessment Reflects Mixed Signals Amidst NBFC Sector Challenges
2025-11-27 08:09:50United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent changes in the company’s market outlook, providing investors with a comprehensive understanding of its current position.
Read MoreWhy is United Credit falling/rising?
2025-11-18 22:36:26As of 18-Nov, United Credit Ltd is experiencing a price increase, with its current price at Rs 32.93, reflecting a change of Rs 1.39 or 4.41% upward. The stock has shown strong performance today, outperforming its sector by 5.19% and achieving consecutive gains over the last two days, resulting in a total return of 11.36% during this period. Despite a wide intraday trading range of Rs 4.99, the stock has been volatile, with an intraday volatility of 7.54%. It is also trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating positive momentum. However, there has been a notable decline in investor participation, with delivery volume falling by 42.47% compared to the 5-day average, which may suggest caution among investors. Broader market context indicates that while United Credit has risen by 8.00% over the past week, the benchmark Sensex has only increased by 0.96% during the...
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United Credit Faces Evaluation Shift Amid Declining Profits and Stabilizing Trends
2025-11-18 08:30:55United Credit, a microcap in the NBFC sector, has recently seen a change in its evaluation, indicating a stabilization in its price action. The company reported a modest return on equity and a decline in operating profit, alongside a significant drop in profits over the past year.
Read MoreHow has been the historical performance of United Credit?
2025-11-17 23:06:31Answer: The historical performance of United Credit shows significant challenges, particularly in the fiscal year ending March 2009. Breakdown: In March 2009, United Credit reported net sales of 0.89 Cr and total operating income of 1.21 Cr. The company's total expenditure, excluding depreciation, was 2.80 Cr, leading to an operating profit (PBDIT) of -1.42 Cr. This resulted in a profit before tax of -1.66 Cr and a profit after tax of -1.63 Cr, indicating a negative trend in profitability. The consolidated net profit stood at -1.61 Cr, with an earnings per share (EPS) of -2.93. The operating profit margin, excluding other income, was -131.07%, and the profit after tax margin was -134.96%. Cash flow analysis revealed a cash flow from operating activities of -1.37 Cr and a net cash outflow of -2.36 Cr, with closing cash and cash equivalents at 0.89 Cr, down from 3.25 Cr the previous year. Overall, the financ...
Read MoreAre United Credit latest results good or bad?
2025-11-13 19:33:55United Credit's latest financial results for the quarter ended September 2025 reveal a complex operational landscape. The company reported net sales of ₹0.76 crores, reflecting a sequential growth of 2.70% from the previous quarter, which contrasts with a year-on-year decline of 13.64%. This persistent revenue contraction highlights ongoing challenges in expanding its lending portfolio and generating fee income in a competitive non-banking financial company (NBFC) environment. In terms of profitability, net profit decreased to ₹0.23 crores, down 8.00% from the prior quarter and significantly lower than the ₹0.43 crores reported in the same quarter last year, indicating a concerning trend in profitability. The operating margin showed a slight sequential improvement to 39.47%, but this remains below the previous year's margin of 43.18%. Additionally, the company's return on equity (ROE) stands at a low 3.34%...
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United Credit Ltd Q2 FY26: Profitability Slips as Revenue Contraction Continues
2025-11-13 09:29:43United Credit Limited, a micro-cap non-banking financial company with a market capitalisation of ₹17.00 crores, reported a challenging second quarter for FY2026, with net profit declining to ₹0.23 crores from ₹0.25 crores in the previous quarter. The company's revenue trajectory remained under pressure, posting ₹0.76 crores in Q2 FY26, marking a year-on-year contraction of 13.64%. The stock has responded negatively to persistent operational headwinds, trading at ₹31.00 as of November 13, 2025, down 2.18% on the day and approximately 28% below its 52-week high of ₹43.00.
Read MoreCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
05-Jan-2026 | Source : BSECertificate under Regulation 74(5) of SEBI (DP) Regulations 2018 for the quarter ended on December 2025
Closure of Trading Window
26-Dec-2025 | Source : BSEPursuant to the SEBI (Prohibition of Insider Trading) Regulations 2015 as amended United Credit Limited has informed about Closure of Trading Window
Announcement under Regulation 30 (LODR)-Newspaper Publication
13-Nov-2025 | Source : BSEPursuant to Regulation 30 and 47 of the SEBI (LODR) Regulation 2015 United Credit Limited has informed about News Paper Publications.
Corporate Actions
No Upcoming Board Meetings
United Credit Ltd has declared 7% dividend, ex-date: 19 Sep 19
No Splits history available
No Bonus history available
No Rights history available