Is Smart Finsec overvalued or undervalued?
2025-12-03 08:07:06Current Valuation Metrics and Financial Performance Smart Finsec’s price-to-earnings (PE) ratio stands at approximately 27, which is moderate within the NBFC space. Its price-to-book (P/B) value is 1.65, indicating the stock trades at a premium to its book value but not excessively so. The enterprise value to EBITDA (EV/EBITDA) ratio is around 18.1, suggesting the market values the company’s earnings before interest, taxes, depreciation, and amortisation at a reasonable multiple compared to some peers. Return on capital employed (ROCE) is reported at 9.77%, while return on equity (ROE) is 6.12%. These returns, although positive, are modest and reflect the company’s operational efficiency and profitability. The absence of a dividend yield may deter income-focused invest...
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Smart Finsec Falls to 52-Week Low of Rs.8.52 Amidst Prolonged Downtrend
2025-11-27 09:44:28Smart Finsec, a Non Banking Financial Company (NBFC), recorded a fresh 52-week low of Rs.8.52 today, marking a significant milestone in its ongoing price decline. This new low reflects the stock’s continued underperformance relative to the broader market and its sector peers.
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Smart Finsec Stock Falls to 52-Week Low of Rs.8.66 Amidst Prolonged Downtrend
2025-11-24 10:16:33Smart Finsec, a Non Banking Financial Company (NBFC), recorded a new 52-week low of Rs.8.66 today, marking a significant decline amid a sustained period of negative returns and underperformance relative to its sector and broader market indices.
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Smart Finsec Falls to 52-Week Low of Rs.8.66 Amidst Prolonged Downtrend
2025-11-24 10:16:24Smart Finsec, a Non Banking Financial Company (NBFC), touched a new 52-week low of Rs.8.66 today, marking a significant milestone in its ongoing price decline. The stock has been on a downward trajectory for the past seven consecutive trading sessions, reflecting a cumulative return of -8.06% over this period.
Read MoreWhy is Smart Finsec falling/rising?
2025-11-22 00:24:35Recent Price Movement and Market Context Smart Finsec’s share price increase on 21 November comes after five consecutive days of losses, signalling a potential shift in investor sentiment. Despite this uptick, the stock remains below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating that the broader trend remains bearish. This technical positioning suggests that while the stock has shown short-term resilience, it continues to face downward pressure in the medium to long term. Comparatively, the stock has underperformed the broader market benchmarks significantly over multiple time horizons. Over the past week, Smart Finsec declined by 3.37%, whereas the Sensex gained 0.79%. The one-month performance shows a sharper ...
Read MoreHow has been the historical performance of Smart Finsec?
2025-11-14 23:31:48Answer: The historical performance of Smart Finsec shows significant fluctuations in key financial metrics over the years. Breakdown: Smart Finsec's net sales have seen a dramatic decline from 50.82 Cr in Mar'22 to just 2.37 Cr in Mar'25, indicating a challenging revenue environment. Total operating income followed a similar trend, dropping from 50.82 Cr in Mar'22 to 2.37 Cr in Mar'25. The company's total expenditure, excluding depreciation, also decreased significantly from 46.22 Cr in Mar'22 to 0.81 Cr in Mar'25. Operating profit, which peaked at 4.60 Cr in Mar'22, fell to 1.56 Cr in Mar'25, while profit before tax decreased from 4.55 Cr in Mar'22 to 1.50 Cr in Mar'25. Profit after tax mirrored this decline, dropping from 3.46 Cr in Mar'22 to 1.17 Cr in Mar'25. Despite these challenges, the company has managed to maintain a positive book value per share, which increased from 2.275 in Mar'20 to 5.23 in Ma...
Read MoreHow has been the historical performance of Smart Finsec?
2025-11-13 23:12:07Answer: The historical performance of Smart Finsec has shown significant fluctuations over the years, particularly in net sales and profitability. Breakdown: Smart Finsec's net sales have experienced a notable decline from INR 50.82 crore in March 2022 to INR 2.37 crore in March 2025. This downward trend is reflected in total operating income, which also decreased from INR 50.82 crore in March 2022 to INR 2.37 crore in March 2025. The company's total expenditure, excluding depreciation, dropped significantly from INR 46.22 crore in March 2022 to INR 0.81 crore in March 2025, indicating a substantial reduction in operational costs. Operating profit (PBDIT) followed a similar pattern, peaking at INR 4.60 crore in March 2022 before falling to INR 1.56 crore in March 2025. Profit before tax also decreased from INR 4.55 crore in March 2022 to INR 1.50 crore in March 2025, while profit after tax saw a decline fr...
Read MoreIs Smart Finsec overvalued or undervalued?
2025-11-11 08:08:05As of 10 November 2025, the valuation grade for Smart Finsec has moved from very expensive to fair. The company is currently fairly valued, with a PE ratio of 25.62, an EV to EBIT ratio of 16.42, and a ROCE of 29.73%. In comparison to peers, Bajaj Finance is considered very expensive with a PE ratio of 38.76, while Life Insurance is very attractive with a PE ratio of 11.14. Despite the recent downgrade in valuation, Smart Finsec's performance has lagged behind the Sensex, with a year-to-date return of -34.27% compared to the Sensex's 6.91%. This underperformance, along with the current valuations, suggests that while the company is fairly valued, there may be concerns regarding its growth prospects relative to its peers....
Read MoreIs Smart Finsec overvalued or undervalued?
2025-11-10 08:07:02As of 7 November 2025, the valuation grade for Smart Finsec has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key ratios include a PE ratio of 26.09, an EV to EBIT of 16.79, and a ROCE of 29.73%. In comparison to its peers, Smart Finsec's valuation stands out as notably high, especially when contrasted with Bajaj Finance, which has a PE ratio of 38.09, and Life Insurance, which is valued attractively with a PE of 11.44. Additionally, Smart Finsec's stock has underperformed relative to the Sensex, with a year-to-date return of -33.07% compared to the Sensex's 6.50%, further reinforcing the perception of overvaluation in the current market environment....
Read MoreBoard Meeting Intimation for Board Meeting Intimation For Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2025.
29-Jan-2026 | Source : BSESmart Finsec Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/02/2026 inter alia to consider and approve Unaudited financial results for the quarter and nine months ended December 31 2025.
Disclosure under Regulation 30A of LODR
16-Jan-2026 | Source : BSEIntimation under Regulation 30 and 30A of SEBI (LODR) Regulations 2015
Board Meeting Outcome for Outcome Of Board Meeting Held On January 16 2026
16-Jan-2026 | Source : BSEOutcome of Board Meeting held on January 16 2026
Corporate Actions
No Upcoming Board Meetings
No Dividend history available
Smart Finsec Ltd has announced 1:10 stock split, ex-date: 30 Aug 21
No Bonus history available
No Rights history available