KIFS Financial

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE902D01013
  • NSEID:
  • BSEID: 535566
INR
112.00
0.00 (0.00%)
BSENSE

Feb 02

BSE+NSE Vol: 238

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 683569,
    "name": "KIFS Financial",
    "stock_name": "KIFS Financial",
    "full_name": "KIFS Financial Services Ltd",
    "name_url": "stocks-analysis/kifs-financial",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "112.00",
    "chg": "0.00",
    "chgp": "0.00%",
    "dir": 0,
    "prev_price": "112.00",
    "mcapval": "121.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 535566,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE902D01013",
    "curr_date": "Feb 02",
    "curr_time": "",
    "bse_nse_vol": "238 ",
    "exc_status": "Active",
    "traded_date": "Feb 02, 2026",
    "traded_date_str": "2026 02 02",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://uat-researchintel.adityabirlamoney.com/ABML-Landingstocks-analysis/kifs-financial-683569-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Is KIFS Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-kifs-financial-overvalued-or-undervalued-3745389",
        "imagepath": "",
        "date": "2025-12-04 08:29:09",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Understanding KIFS Financial’s Current Valuation Metrics</strong></p>\n<p>KIFS Financial trades at a PE ratio of approximately 15.8, which is moderate when compared to its peers in the non-banking financial company (NBFC) space. The price-to-book value stands at 2.33, indicating that the market values the company at more than twice its net asset value. Enterprise value multiples such as EV to EBIT and EV to EBITDA hover around 13, suggesting a reasonable premium for earnings before interest and taxes and depreciation.</p>\n<p>The PEG ratio, a key indicator that adjusts the PE ratio for earnings growth, is notably low at 0.71. This implies that the stock’s price growth is not excessively high relative to its earnings growth potential, often interpreted as a sign of undervaluation or at least fa..."
      },
      {
        "title": "Why is KIFS Financial falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-kifs-financial-fallingrising-3744978",
        "imagepath": "",
        "date": "2025-12-04 00:48:04",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Extended Downtrend and Relative Weakness</strong></p>\n<p>KIFS Financial has been on a downward trajectory over the past week, registering a cumulative loss of 7.07%, significantly underperforming the Sensex, which declined by only 0.59% during the same period. This negative momentum extends beyond the short term, with the stock falling 9.61% over the last month while the benchmark index advanced by 1.34%. Year-to-date figures further highlight the stock’s struggles, as it has declined by 16.84%, contrasting sharply with the Sensex’s robust 8.92% gain. Over the last twelve months, KIFS Financial’s shares have dropped 18.56%, whereas the Sensex has appreciated by 5.27%.</p>\n<p>The stock’s relative underperformance is also evident when viewed over longer horizons. While the Sensex has delivered..."
      },
      {
        "title": "Why is KIFS Financial falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-kifs-financial-fallingrising-3716315",
        "imagepath": "",
        "date": "2025-11-19 22:59:31",
        "description": "As of 19-Nov, KIFS Financial Services Ltd is experiencing a decline in its stock price, currently at Rs 136.40, which reflects a decrease of Rs 4.8 or 3.4%. The stock has underperformed its sector by 3.23% today, reaching an intraday low of Rs 132.75, which is a drop of 5.98%. Over the past week, the stock has decreased by 6.06%, and year-to-date, it has fallen by 11.00%. Despite a higher trading volume on November 18, with delivery volume rising by 181.51% against the 5-day average, the stock remains below several short-term moving averages, indicating a bearish trend. Unfortunately, there is no information available regarding positive or negative factors that could have influenced the stock's recent movement.\n\nBroader market context shows that while KIFS Financial has struggled, the benchmark Sensex has gained 0.85% over the past week and 9.02% year-to-date. This stark contrast highlights the stock's unde..."
      },
      {
        "title": "How has been the historical performance of KIFS Financial?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-kifs-financial-3716193",
        "imagepath": "",
        "date": "2025-11-19 22:42:53",
        "description": "Answer:\nThe historical performance of KIFS Financial shows a fluctuating trend in net sales and profits over the years, with a notable decline in net sales in the most recent year.\n\nBreakdown:\nKIFS Financial's net sales peaked at 46.64 Cr in Mar'24 but fell to 29.12 Cr in Mar'25. The total operating income followed a similar trend, decreasing from 46.64 Cr in Mar'24 to 29.12 Cr in Mar'25. Despite this decline, the operating profit (PBDIT) increased from 10.25 Cr in Mar'24 to 11.31 Cr in Mar'25, indicating improved operational efficiency. Profit before tax also rose from 9.74 Cr in Mar'24 to 10.84 Cr in Mar'25, while profit after tax increased from 7.12 Cr to 8.07 Cr in the same period. The company's total liabilities rose significantly from 301.70 Cr in Mar'24 to 393.61 Cr in Mar'25, primarily due to an increase in short-term borrowings. On the cash flow front, KIFS Financial experienced a substantial net c..."
      },
      {
        "title": "Is KIFS Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-kifs-financial-overvalued-or-undervalued-3709802",
        "imagepath": "",
        "date": "2025-11-18 08:21:48",
        "description": "As of 17 November 2025, KIFS Financial's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued. Key ratios include a PE Ratio of 17.49, an EV to EBITDA of 10.93, and a PEG Ratio of 0.78, which suggest that while the company is not undervalued, it also does not appear to be significantly overvalued compared to its peers.\n\nIn comparison to its industry peers, KIFS Financial's PE Ratio is notably lower than Bajaj Finance's 34.85 and Bajaj Finserv's 34.31, both of which are classified as very expensive. On the other hand, it is higher than Life Insurance's attractive valuation with a PE of 11.33. The recent stock performance shows KIFS Financial underperforming against the Sensex, with a year-to-date return of -7.99% compared to the Sensex's 8.72%, which may reinforce the view of its fair valuation amidst broader market trends...."
      },
      {
        "title": "How has been the historical performance of KIFS Financial?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-kifs-financial-3708859",
        "imagepath": "",
        "date": "2025-11-17 23:08:55",
        "description": "Answer:\nThe historical performance of KIFS Financial shows a fluctuating trend in net sales and profitability over the years, with a notable decline in net sales from INR 46.64 crore in March 2024 to INR 29.12 crore in March 2025. Operating profit, however, increased to INR 11.31 crore in March 2025 from INR 10.25 crore in the previous year, indicating improved operational efficiency despite lower sales. Profit after tax also rose to INR 8.07 crore in March 2025, up from INR 7.12 crore in March 2024, reflecting a PAT margin increase to 27.71%. The company's total assets grew significantly to INR 393.61 crore in March 2025 from INR 301.70 crore in March 2024, primarily driven by an increase in cash and bank balances, which surged to INR 176.76 crore. Total liabilities also increased to INR 393.61 crore, with short-term borrowings rising to INR 332.05 crore. The book value per share improved to INR 52.7 in Ma..."
      },
      {
        "title": "Is KIFS Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-kifs-financial-overvalued-or-undervalued-3706018",
        "imagepath": "",
        "date": "2025-11-17 08:09:05",
        "description": "As of 14 November 2025, KIFS Financial's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 18.81, an EV to EBIT of 10.54, and a ROE of 14.45%. In comparison, Bajaj Finance, a peer in the same industry, has a significantly higher PE ratio of 34.62, while Life Insurance boasts a more favorable EV to EBITDA of 9.29, highlighting KIFS Financial's relative attractiveness.\n\nDespite recent stock performance showing a decline of 13.73% over the past week compared to a 1.62% gain in the Sensex, the long-term perspective remains strong, with a remarkable 5-year return of 242.70%. This performance, coupled with a PEG ratio of 1.39, suggests that KIFS Financial presents a compelling investment opportunity within the Non-Banking Financial Company sector...."
      },
      {
        "title": "Is KIFS Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-kifs-financial-overvalued-or-undervalued-3705331",
        "imagepath": "",
        "date": "2025-11-16 08:08:38",
        "description": "As of 14 November 2025, KIFS Financial's valuation grade has moved from fair to attractive, indicating a positive shift in its market perception. The company is currently considered undervalued, with a PE ratio of 18.81, an EV to EBITDA ratio of 10.38, and a ROE of 14.45%. In comparison to its peers, KIFS Financial's valuation metrics stand out, especially when contrasted with Bajaj Finance, which has a much higher PE ratio of 34.62, and Life Insurance, which has a lower EV to EBITDA ratio of 9.29.\n\nDespite recent stock performance showing a decline of 13.73% over the past week, KIFS Financial has demonstrated strong long-term growth, with a remarkable 5-year return of 242.70% compared to the Sensex's 93.78%. This long-term performance, coupled with its attractive valuation metrics, supports the conclusion that KIFS Financial is undervalued relative to its peers in the Non-Banking Financial Company sector...."
      },
      {
        "title": "Is KIFS Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-kifs-financial-overvalued-or-undervalued-3704587",
        "imagepath": "",
        "date": "2025-11-15 08:08:57",
        "description": "As of 14 November 2025, KIFS Financial has moved from a fair to attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 18.81, an EV to EBITDA ratio of 10.38, and a ROE of 14.45%. In comparison to its peers, KIFS Financial's valuation metrics are more favorable; for instance, Bajaj Finance has a significantly higher PE ratio of 34.62, while Life Insurance boasts a lower EV to EBITDA of 9.29, indicating that KIFS is positioned competitively within the market.\n\nDespite recent stock performance lagging behind the Sensex, with a year-to-date return of -6.53% compared to the Sensex's 8.22%, the long-term outlook remains positive, evidenced by a remarkable 5-year return of 242.70%. This suggests that KIFS Financial may present a compelling investment opportunity given its attractive valuation relative to peers and solid financial ratios...."
      }
    ],
    "total": 488,
    "sid": "683569",
    "stock_news_url": "https://uat-researchintel.adityabirlamoney.com/news/kifs-financial-services-683569"
  },
  "announcements": [
    {
      "caption": "Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018",
      "datetime": "07-Jan-2026",
      "details": "Certificate under Regulation 74(5) of SEBI (DP) Regulation 2018 for quarter ended December 31 2025",
      "source": "BSE"
    },
    {
      "caption": "Closure of Trading Window",
      "datetime": "26-Dec-2025",
      "details": "Closure of Trading Window",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "Newspaper publication for financial results for September 30 2025",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "KIFS Financial Services Ltd has declared <strong>15%</strong> dividend, ex-date: 12 Aug 25",
          "dt": "2025-08-12",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}
stock newsNews and Views
stock-recommendationAnnouncement

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018

07-Jan-2026 | Source : BSE

Certificate under Regulation 74(5) of SEBI (DP) Regulation 2018 for quarter ended December 31 2025

Closure of Trading Window

26-Dec-2025 | Source : BSE

Closure of Trading Window

Announcement under Regulation 30 (LODR)-Newspaper Publication

15-Nov-2025 | Source : BSE

Newspaper publication for financial results for September 30 2025

stock-recommendationCorporate Actions
Corporate Actions
info
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

KIFS Financial Services Ltd has declared 15% dividend, ex-date: 12 Aug 25

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available