Is India Finsec overvalued or undervalued?
2025-12-04 08:43:09Valuation Metrics Indicate Elevated Pricing India Finsec’s price-to-earnings (PE) ratio stands at 40.57, a figure that is significantly higher than many of its peers in the Non-Banking Financial Company (NBFC) sector. The price-to-book (P/B) ratio of 4.25 further underscores the premium investors are willing to pay relative to the company’s net asset value. Additionally, the enterprise value to EBITDA (EV/EBITDA) ratio of 13.41 suggests that the market is pricing in robust earnings before interest, taxes, depreciation, and amortisation, but at a steep valuation. The company’s PEG ratio, which adjusts the PE ratio for earnings growth, is an exceptionally high 22.03. This figure is a strong indicator that the stock’s price growth is outpacing its earnings growth, a class...
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India Finsec’s Evaluation Revised Amid Mixed Financial and Market Signals
2025-12-01 10:09:36India Finsec, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting a nuanced shift in its financial and technical outlook. This adjustment comes amid a backdrop of mixed performance indicators and valuation concerns, prompting investors to reassess the company’s positioning within the sector.
Read MoreWhy is India Finsec falling/rising?
2025-11-28 00:35:30Recent Price Movement and Market Context India Finsec’s share price has been under pressure over the past week, declining by 2.33%, while the Sensex managed a slight gain of 0.10% during the same period. The one-month performance further emphasises this trend, with the stock falling 8.32% compared to the Sensex’s 1.11% rise. Despite these short-term setbacks, the stock has delivered a year-to-date return of 10.57%, marginally outperforming the Sensex’s 9.70% gain. Over longer horizons, India Finsec has demonstrated exceptional growth, with a three-year return of 296.65% and an impressive five-year return exceeding 1,000%, far outpacing the benchmark indices. Intraday and Recent Trading Dynamics On 27-Nov, the stock opened sharply lower, reflecti...
Read MoreIs India Finsec overvalued or undervalued?
2025-11-20 08:07:07As of 19 November 2025, the valuation grade for India Finsec has moved from expensive to very expensive. This indicates a significant increase in perceived valuation, suggesting that the company is currently overvalued. The key ratios reflect this assessment, with a PE ratio of 41.28, an EV to EBITDA ratio of 13.58, and a PEG ratio of 22.42, all of which are considerably higher than industry norms. When compared to peers, India Finsec's valuation stands out as particularly high. For instance, Bajaj Finance has a PE ratio of 34.23 and an EV to EBITDA of 19.39, while Life Insurance operates at a much lower PE of 11.32 and EV to EBITDA of 9.35, highlighting the disparity in valuations within the sector. Additionally, India Finsec's recent stock performance, with a year-to-date return of 20.04% compared to the Sensex's 9.02%, may suggest speculative interest, but it does not justify the current high valuation ...
Read MoreWhy is India Finsec falling/rising?
2025-11-19 23:26:26As of 19-Nov, India Finsec Ltd's stock price is rising, currently at Rs 180.00, reflecting an increase of Rs 11.95 or 7.11%. The stock opened with a gain of 7.11% today and has maintained this price level throughout the trading session. It has outperformed its sector by 7.28%. In terms of returns, India Finsec has shown a year-to-date increase of 20.04% and a remarkable 357.43% increase over the past three years, indicating strong long-term performance. However, there has been a notable decline in investor participation, with delivery volume falling by 68.83% against the 5-day average, which could signal potential caution among investors. In the broader market context, India Finsec's short-term performance over the past week shows a decline of 1.48%, while the benchmark Sensex has increased by 0.85%. This suggests that despite the current rise in stock price, the company has underperformed relative to the ...
Read MoreIs India Finsec overvalued or undervalued?
2025-11-19 08:09:51As of 18 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of 38.98, an EV to EBITDA ratio of 12.16, and a PEG ratio of 21.17, which are significantly higher than many peers in the industry. For instance, Bajaj Finance has a PE ratio of 34.46 and an EV to EBITDA of 19.47, while Life Insurance boasts a much lower EV to EBITDA of 9.36, indicating a more attractive valuation. In comparison to its peers, India Finsec's valuation metrics suggest that it is trading at a premium, particularly when looking at the EV to EBIT ratio of 12.80. The company's recent stock performance has shown a decline of 7.61% over the past week, contrasting with a positive YTD return of 13.37%, which outperformed the Sensex's 8.36% during the same period. Overall, the data indicates that India Finsec is overvalu...
Read MoreWhy is India Finsec falling/rising?
2025-11-18 23:15:45As of 18-Nov, India Finsec Ltd's stock price is currently at Rs 170.00, reflecting a decline of Rs 12.1 or 6.64%. The stock has underperformed its sector by 5.86% today, with an intraday low of Rs 166.1, indicating a significant drop of 8.79%. Despite the stock's strong performance over the longer term, with a year-to-date increase of 13.37% and a remarkable 332.02% rise over three years, the recent short-term trends show a 7.61% decline over the past week and a 3.38% drop over the past month. The stock's moving averages indicate it is currently lower than the 5-day and 20-day averages, which may suggest a bearish trend. Additionally, while there has been a notable increase in investor participation, with delivery volume rising by over 2361.54% against the 5-day average, the overall negative sentiment appears to be weighing on the stock. In the broader market context, the Sensex has shown a positive return...
Read MoreIs India Finsec overvalued or undervalued?
2025-11-18 08:24:47As of 17 November 2025, India Finsec's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently considered overvalued. Key ratios include a PE ratio of 43.34, an EV to EBITDA of 13.15, and a PEG ratio of 23.54, all of which are substantially higher than many peers in the industry. In comparison, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance boasts a much lower PE ratio of 11.33 and an EV to EBITDA of 9.36. This highlights that India Finsec's valuation metrics are considerably elevated compared to its peers. Additionally, India Finsec has outperformed the Sensex significantly over various timeframes, with a year-to-date return of 26.04% compared to the Sensex's 8.72%, reinforcing the notion of its current overvaluation....
Read MoreWhy is India Finsec falling/rising?
2025-11-17 23:11:39As of 17-Nov, India Finsec Ltd's stock price is currently at Rs 189.00, reflecting an increase of Rs 24.7 or 15.03%. The stock has shown a significant performance today, having outperformed its sector by 14.61%. After experiencing eight consecutive days of decline, it has gained momentum, opening with a 7.73% increase. The stock reached an intraday high of Rs 191, marking a 16.25% rise, although it also experienced a low of Rs 156, indicating high volatility with an intraday fluctuation of 10.09%. Furthermore, India Finsec has demonstrated strong returns over various periods, including a year-to-date increase of 26.04% compared to the Sensex's 8.72%. However, there has been a notable decline in investor participation, with delivery volume dropping by 43.08% against the five-day average, which could impact future price movements. In the broader market context, India Finsec's short-term return of 2.72% over ...
Read MoreAnnouncement under Regulation 30 (LODR)-Newspaper Publication
29-Jan-2026 | Source : BSENewspaper publication of financial results for quarter ended 31st december 2025
The Un-Audited Standalone & Consolidated Financial Results Of The Company For The Quarter And Nine Months Ended On 31St December 2025 Together With Limited Review Reports Of The Statutory Auditors.
27-Jan-2026 | Source : BSEUnaudited financial results for the quarter ended 31 december 2025
Board Meeting Outcome for Outcome Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements Regulations 2015 Read With Para A Of Part A Of Schedule III Of The Said Regulations
27-Jan-2026 | Source : BSEPursuant to Regulation 30 and 33 of SEBI (Listing Obligations and Disclosure Requirements) 2015 we wish to inform you that the Board of Directors of the Company at its meeting held today i.e. Tuesday 27th January 2026 has inter-alia considered and approved the following business(s) The Un-Audited Standalone & Consolidated Financial Results of the Company for the Quarter and nine months ended on 31st December 2025 together with Limited Review Reports of the Statutory Auditors
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