Fino Payments

  • Market Cap: Small Cap
  • Industry: Financial Technology (Fintech)
  • ISIN: INE02NC01014
  • NSEID: FINOPB
  • BSEID: 543386
INR
219.90
7.25 (3.41%)
BSENSE

Feb 03

BSE+NSE Vol: 1.72 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 1003560,
    "name": "Fino Payments",
    "stock_name": "Fino Payments",
    "full_name": "Fino Payments Bank Ltd",
    "name_url": "stocks-analysis/fino-payments",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "219.90",
    "chg": 7.25,
    "chgp": "3.41%",
    "dir": 1,
    "prev_price": "212.65",
    "mcapval": "1,805.00 Cr",
    "mcap": "Small Cap",
    "scripcode": "543386",
    "symbol": "FINOPB",
    "ind_name": "Financial Technology (Fintech)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE02NC01014",
    "curr_date": "Feb 03",
    "curr_time": "",
    "bse_nse_vol": "1.72 lacs",
    "exc_status": "Active",
    "traded_date": "Feb 03, 2026",
    "traded_date_str": "2026 02 03",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://uat-researchintel.adityabirlamoney.com/ABML-Landingstocks-analysis/fino-payments-1003560-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Is Fino Payments technically bullish or bearish?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-fino-payments-technically-bullish-or-bearish-3740670",
        "imagepath": "",
        "date": "2025-12-02 09:25:03",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Technical Trend Overview</strong></p>\n<p>As of 1 December 2025, Fino Payments’ overall technical trend has moderated from bullish to mildly bullish. This subtle shift suggests that while positive momentum remains, caution is warranted given mixed signals across various timeframes and indicators. The daily moving averages continue to support a bullish outlook, indicating that short-term price momentum is intact. However, monthly indicators such as the MACD and KST oscillators show mild bearish tendencies, reflecting some underlying weakness on a longer-term basis.</p>\n<p><strong>Key Technical Indicators Breakdown</strong></p>\n<p>The Moving Average Convergence Divergence (MACD) presents a dichotomy: weekly readings remain bullish, signalling ongoing upward momentum in the near term, but monthl..."
      },
      {
        "title": "Fino Payments Bank Technical Momentum Shifts Amid Mixed Market Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/fino-payments-bank-technical-momentum-shifts-amid-mixed-market-signals-3740415",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/FinoPaymentsBan_technicaldot_3740415.png",
        "date": "2025-12-02 08:12:23",
        "description": "Fino Payments Bank has experienced a nuanced shift in its technical momentum, reflecting a complex interplay of bullish and bearish signals across multiple timeframes. Recent assessment changes highlight a transition from a predominantly bullish stance to a more mildly bullish outlook, with key indicators such as MACD, RSI, and moving averages providing a mixed but insightful picture of the stock’s near-term trajectory."
      },
      {
        "title": "Fino Payments Bank Shows Shift in Price Momentum Amid Mixed Technical Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/fino-payments-bank-exhibits-bullish-momentum-amid-technical-upgrades-3737552",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/FinoPaymentsBan_technicaldot_3737552.png",
        "date": "2025-12-01 08:04:57",
        "description": "Fino Payments Bank has exhibited a notable shift in its price momentum, reflecting a transition in technical parameters that suggest evolving market sentiment. The stock’s recent price movement, combined with mixed signals from key technical indicators such as MACD, RSI, and moving averages, offers a nuanced picture for investors navigating the Financial Technology sector."
      },
      {
        "title": "Why is Fino Payments falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-fino-payments-fallingrising-3736294",
        "imagepath": "",
        "date": "2025-11-29 01:08:48",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Robust Short-Term Performance Outpaces Benchmark</strong></p>\n<p>Fino Payments has outperformed the broader market and its sector peers in recent trading sessions. Over the past week, the stock surged by 13.37%, significantly eclipsing the Sensex’s modest 0.56% gain. This outperformance extends to the monthly timeframe as well, with the stock appreciating 2.86% compared to the Sensex’s 1.27%. Notably, the stock has been on a three-day winning streak, delivering an impressive 18.69% return during this period. Such momentum highlights growing investor optimism and a shift in market sentiment favouring the company’s prospects.</p>\n<p><strong>Technical Indicators Signal Strength</strong></p>\n<p>From a technical perspective, Fino Payments is trading above its 5-day, 20-day, 50-day, 100-day, and 2..."
      },
      {
        "title": "Is Fino Payments overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-fino-payments-overvalued-or-undervalued-3732760",
        "imagepath": "",
        "date": "2025-11-27 08:48:35",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Understanding Fino Payments’ Valuation Metrics</strong></p>\n<p>Fino Payments currently trades at a price of ₹292.25, having risen from a previous close of ₹265.35. The stock’s 52-week range spans from ₹180.50 to ₹371.00, indicating significant volatility over the past year. The company’s price-to-earnings (PE) ratio stands at 30.32, which is relatively elevated compared to traditional benchmarks but not uncommon for fintech firms experiencing growth phases.</p>\n<p>The price-to-book (P/B) ratio is 3.23, suggesting investors are paying over three times the book value for the stock. This multiple reflects market optimism about the company’s intangible assets and growth prospects. However, the enterprise value to EBIT and EBITDA ratios are negative, at approximately -1.58, signalling unusual ear..."
      },
      {
        "title": "Fino Payments Bank Exhibits Shift in Price Momentum Amid Mixed Technical Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/fino-payments-bank-shifts-to-mildly-bullish-momentum-amid-mixed-technical-signals-3732602",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/FinoPaymentsBan_technicaldot_3732602.png",
        "date": "2025-11-27 08:08:47",
        "description": "Fino Payments Bank has demonstrated a notable shift in its price momentum, transitioning from a sideways trend to a mildly bullish stance. This development comes alongside a complex array of technical indicator signals, reflecting a nuanced market assessment for the fintech company amid broader sector dynamics."
      },
      {
        "title": "How has been the historical performance of Fino Payments?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-fino-payments-3732000",
        "imagepath": "",
        "date": "2025-11-26 22:50:31",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue Growth and Profitability Trends</strong></p>\n<p>Fino Payments’ net sales have exhibited robust growth, rising from ₹19.15 crores in March 2019 to ₹195.23 crores by March 2025. This represents a tenfold increase over six years, underscoring the company’s expanding market presence and operational scale. Total operating income mirrors this trend, with no other operating income reported during this period.</p>\n<p>Despite escalating revenues, the company’s expenditure has also surged, particularly manufacturing expenses which climbed from ₹427.04 crores in 2019 to ₹1,425.41 crores in 2025. Employee costs have similarly increased, reflecting investment in human capital to support growth. Consequently, operating profit before other income remained negative through the years, though the gap ..."
      },
      {
        "title": "Fino Payments Bank Hits Intraday High with Strong 14.9% Surge",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/fino-payments-bank-hits-intraday-high-with-1347-surge-on-26-nov-2025-3730618",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/FinoPaymentsBan_priceRelatedfactors_3730618.png",
        "date": "2025-11-26 09:32:41",
        "description": "Fino Payments Bank recorded a robust intraday performance on 26 Nov 2025, touching a high of Rs 305, reflecting a 14.94% rise during the trading session. This surge marks a notable reversal after six consecutive days of decline, positioning the stock well above key moving averages and outperforming its sector and benchmark indices."
      },
      {
        "title": "Fino Payments Bank Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/fino-payments-bank-downgraded-to-sell-amid-mixed-financial-and-technical-signals-3719871",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/FinoPaymentsBan_mojoScore_3719871.png",
        "date": "2025-11-21 08:16:36",
        "description": "Fino Payments Bank has experienced a revision in its market evaluation following a combination of flat quarterly financial results, subdued stock performance relative to benchmarks, and a shift in technical indicators. This nuanced change reflects a complex interplay of valuation, financial trends, quality metrics, and technical signals that investors should carefully consider."
      }
    ],
    "total": 314,
    "sid": "1003560",
    "stock_news_url": "https://uat-researchintel.adityabirlamoney.com/news/fino-payments-bank-1003560"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "30-Jan-2026",
      "details": "Newspaper Publication of the un-audited financial results for the quarter and nine months ended December 31 2025",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "30-Jan-2026",
      "details": "Audio Recording of Earnings Call",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Outcome for Outcome Of Board Meeting",
      "datetime": "29-Jan-2026",
      "details": "Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) we would like to inform you that the Board of Directors of Fino Payments Bank Limited (Bank) at its meeting held today i.e. Thursday January 29 2026 has inter-alia considered and approved the following: 1. The Un-audited Financial Results for the quarter and nine months ended December 31 2025 (Financial Results) along with Limited Review Report issued by the Statutory Auditors of the Bank. 2. Re-appointment of Mr. Prayag Shashikant Gadgil as Head of Internal Audit (Senior Management Personnel) for a period of 2 years with effect from February 02 2026 to February 01 2028 based on the recommendation of the Nomination & Remuneration Committee and the Audit Committee.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}
stock newsNews and Views
stock-recommendationAnnouncement

Announcement under Regulation 30 (LODR)-Newspaper Publication

30-Jan-2026 | Source : BSE

Newspaper Publication of the un-audited financial results for the quarter and nine months ended December 31 2025

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

30-Jan-2026 | Source : BSE

Audio Recording of Earnings Call

Board Meeting Outcome for Outcome Of Board Meeting

29-Jan-2026 | Source : BSE

Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) we would like to inform you that the Board of Directors of Fino Payments Bank Limited (Bank) at its meeting held today i.e. Thursday January 29 2026 has inter-alia considered and approved the following: 1. The Un-audited Financial Results for the quarter and nine months ended December 31 2025 (Financial Results) along with Limited Review Report issued by the Statutory Auditors of the Bank. 2. Re-appointment of Mr. Prayag Shashikant Gadgil as Head of Internal Audit (Senior Management Personnel) for a period of 2 years with effect from February 02 2026 to February 01 2028 based on the recommendation of the Nomination & Remuneration Committee and the Audit Committee.

stock-recommendationCorporate Actions
Corporate Actions
info
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available