When is the next results date for Jana Small Finan?

No Upcoming Board Meetings

Has Jana Small Finan declared dividend?

No Dividend History Available

Who are the peers of the Jana Small Finan?

Jana Small Finan's peers include AU Small Finance, Ujjivan Small, Equitas Small Finance, Utkarsh Small Finance, ESAF Small Finance, Suryoday Small Finance, and Capital Small Finance. AU Small Finance leads in management quality and growth, while Jana Small Finan has a below-average capital structure and a 1-year return of -17.79%.

Peers: The peers of Jana Small Finan are AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., ESAF Small Fin, Suryoday Small, and Capital Small.<BR><BR>Quality Snapshot: Excellent management risk is observed at AU Small Finance and Jana Small Finan, while Good management risk is found at Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Capital Small, and Average management risk is present at ESAF Small Fin and Suryoday Small. In terms of Growth, Excellent growth is noted at AU Small Finance, Ujjivan Small, Suryoday Small, and Capital Small, while Average growth is seen at Equitas Sma. Fin and Utkarsh Small F., and Below Average growth is reported at ESAF Small Fin. For Capital Structure, Excellent capital structure is held by AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Suryoday Small, while Below Average capital structure is found at Jana Small Finan, ESAF Small Fin, and Capital Small.<BR><BR>Return Snapshot: The peer with the highest 1-year return is AU Small Finance at 12.60%, while the lowest is Utkarsh Small F. at -55.37%. Jana Small Finan's 1-year return of -17.79% is better than Utkarsh Small F. but worse than AU Small Finance. Additionally, Utkarsh Small F., ESAF Small Fin, and Suryoday Small have negative six-month returns.

What does Jana Small Finan do?

Jana Small Finance Bank Ltd is a mid-cap small finance bank in India, incorporated in 2006 and received RBI approval to operate as a bank in 2017. As of March 2025, it reported net sales of ₹1,199.28 Cr and a net profit of ₹123 Cr.

Overview:<BR>Jana Small Finance Bank Ltd operates in the banking sector as a small finance bank and is categorized as a mid-cap company.<BR><BR>History:<BR>Jana Small Finance Bank Ltd was incorporated as 'Janalakshmi Financial Services Private Limited' on July 24, 2006. It transitioned to a public company on August 10, 2015, and changed its name to 'Janalakshmi Financial Services Limited' on September 18, 2015. The bank received final approval from the RBI to operate as a small finance bank on April 28, 2017. The most recent quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,199.28 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 123 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 5,262 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 0.00%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: Not available<BR>Phone: Not available<BR>Email: Not available<BR>Website: Not available

Who are the top shareholders of the Jana Small Finan?

The top shareholders of Jana Small Finance include Jana Holdings Limited with 21.88%, Tpg Asia Vi Sf Pte. Ltd. at 8.12%, and individual investors holding 21.75%. Additionally, mutual funds hold 5.33% and foreign institutional investors have 0.28%, with no pledged promoter holdings reported.

The top shareholders of Jana Small Finance include several key players. The largest promoter is Jana Holdings Limited, which holds 21.88% of the shares. Following that, Tpg Asia Vi Sf Pte. Ltd. is the highest public shareholder with an 8.12% stake. Additionally, individual investors collectively hold 21.75% of the shares. The company also has mutual funds involved, with 8 schemes holding a total of 5.33%, and 19 foreign institutional investors (FIIs) holding 0.28%. There are no pledged promoter holdings reported.

How big is Jana Small Finan?

As of 24th July, Jana Small Finance Bank Ltd has a market capitalization of 4,752.00 Cr and reported a net profit of 432.79 Cr for the latest four quarters, with total assets of 32,709.78 Cr as of March'24.

As of 24th July, <BR><BR>Market Cap: Jana Small Finance Bank Ltd has a market capitalization of 4,752.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company has reported Net Sales of 0.00 Cr for the latest quarters, and a Net Profit of 432.79 Cr for the latest four quarters ending in June'25, March'25, December'24, and September'24.<BR><BR>Balance Sheet Snapshot: The latest annual reporting period is March'24, with Shareholder's Funds amounting to 3,577.10 Cr and Total Assets of 32,709.78 Cr.

Are Jana Small Finan latest results good or bad?

Jana Small Finance Bank's latest results show mixed performance, with a 4.21% increase in interest earned but a significant 26.44% drop in net profit. While gross NPAs remain stable, declining profitability and compressed net interest margins raise concerns about future growth sustainability.

Jana Small Finance Bank's latest results indicate a mixed performance. On one hand, the bank achieved a notable increase in interest earned, rising to ₹1,304.78 crores, which is up 4.21% quarter-on-quarter and 11.90% year-on-year. This reflects strong operational momentum in terms of loan growth.<BR><BR>However, profitability has come under significant pressure. The net profit for the quarter fell sharply to ₹74.99 crores, down 26.44% from the previous quarter and 22.48% year-on-year. Additionally, the net interest margin (NIM) has compressed to 6.90%, down from 7.40% in the previous quarter, indicating challenges in maintaining lending spreads amidst rising operational costs.<BR><BR>While the bank has managed to keep its gross non-performing assets (NPAs) stable at 2.87%, the declining profitability trend raises concerns about its growth sustainability in a competitive lending environment. Overall, the results reflect a challenging scenario, with strong revenue growth overshadowed by declining profits and margin pressures.

Is Jana Small Finan overvalued or undervalued?

As of October 17, 2025, Jana Small Finan is fairly valued with a PE ratio of 10.93, a Price to Book Value of 1.16, and a ROE of 10.58%, showing lower valuation compared to peers like HDFC Bank and ICICI Bank, while also underperforming the Sensex with a stock return of -16.48%.

As of 17 October 2025, the valuation grade for Jana Small Finan has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 10.93, a Price to Book Value of 1.16, and a ROE of 10.58%. <BR><BR>In comparison to its peers, Jana Small Finan's PE ratio is significantly lower than that of HDFC Bank, which is considered expensive at 22.22, and ICICI Bank, which is fairly valued at 20.98. Additionally, the company has a PEG ratio of 0.00, suggesting potential growth opportunities that are not yet reflected in its current price. Notably, Jana Small Finan has underperformed compared to the Sensex over the past year, with a stock return of -16.48% versus the Sensex's 3.64%, reinforcing the notion that it is currently fairly valued within its market context.

How has been the historical performance of Jana Small Finan?

Jana Small Finan has demonstrated significant growth from March 2019 to March 2025, with interest earned increasing from 1,250.54 crore to 4,709.79 crore and total income rising from 1,368.27 crore to 5,485.65 crore, despite a decline in profit after tax from 669.54 crore in March 2024 to 501.42 crore in March 2025. Total liabilities and deposits also grew substantially during this period.

Answer:<BR>The historical performance of Jana Small Finan shows significant growth in various financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Jana Small Finan's interest earned has increased from 1,250.54 crore in March 2019 to 4,709.79 crore in March 2025, demonstrating a robust upward trend. The total income has also risen substantially, from 1,368.27 crore in March 2019 to 5,485.65 crore in March 2025. Net interest income followed a similar trajectory, growing from 436.91 crore in March 2019 to 2,393.13 crore in March 2025. However, profit before tax peaked at 514.35 crore in March 2024 before declining to 473.68 crore in March 2025, while profit after tax showed a decrease from 669.54 crore in March 2024 to 501.42 crore in March 2025. Total liabilities increased from 14,144.51 crore in March 2019 to 38,463.62 crore in March 2025, with deposits rising from 9,651.95 crore to 29,119.78 crore in the same period. The cash flow position improved significantly, with a net increase in cash and cash equivalents reaching 2,420 crore in March 2025, compared to a decrease of 38 crore in March 2024. Overall, Jana Small Finan has shown a strong growth trajectory in income and deposits, despite some fluctuations in profitability in recent years.

Should I buy, sell or hold Jana Small Finan?

Is Jana Small Finan technically bullish or bearish?

As of November 17, 2025, Jana Small Finance's trend has shifted to a moderate bearish stance, supported by bearish signals from the weekly MACD, Bollinger Bands, and daily moving averages, while the RSI remains neutral.

As of 17 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include the weekly MACD and Bollinger Bands both indicating bearish conditions, along with daily moving averages also showing bearish signals. The RSI is neutral with no signals on both weekly and monthly time frames. Overall, the lack of upward momentum and the prevailing bearish indicators suggest a continued downward trend for Jana Small Finan.

Which are the latest news on Jana Small Finan?

Why is Jana Small Finan falling/rising?

As of 03-Dec, Jana Small Finance Bank Ltd's stock price is at 451.90, having increased slightly by 0.08%. Despite a year-to-date gain of 14.39% and rising investor participation, concerns about the company's declining profits and negative quarterly results may lead to a cautious outlook among investors.

As of 03-Dec, Jana Small Finance Bank Ltd's stock price is currently at 451.90, reflecting a slight increase of 0.35 (0.08%). The stock has been gaining for the last two days, with a total return of 1.01% during this period. However, it has underperformed its sector by 0.77% today. <BR><BR>In terms of longer-term performance, the stock has shown a year-to-date increase of 14.39%, significantly outperforming the Sensex, which has risen by 8.92% in the same timeframe. Over the past year, the stock has generated a return of 9.49%, while the Sensex has only increased by 5.27%. Despite these positive indicators, there are concerns regarding the company's financial health, as it has reported negative results for the last four consecutive quarters, with a significant drop in profit after tax of 30.7% compared to the previous four-quarter average.<BR><BR>Additionally, the stock's moving averages indicate that while it is currently higher than its 5-day moving average, it remains lower than the 20-day, 50-day, 100-day, and 200-day moving averages, suggesting potential volatility. The credit deposit ratio is at its lowest at 91.43%, which may raise concerns among investors. <BR><BR>Despite the rising investor participation, evidenced by a 41.43% increase in delivery volume against the 5-day average, the overall sentiment is tempered by the company's declining profits and negative quarterly results. Therefore, while there is a slight upward movement in the stock price recently, the underlying financial challenges may contribute to a cautious outlook among investors.