Quarterly Results Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Interest Earned
41,965.84
41,757.95
42,946.91
42,430.80
41,299.82
40,537.38
38,995.78
Income On Investments
8,216.90
8,459.54
8,712.84
8,210.18
8,302.14
8,311.33
8,156.58
Interest On Balances With Rbi Other Inter Bank Funds
672.72
646.99
767.40
706.12
489.59
517.11
443.00
Interest / Discount On Advances / Bills
32,520.08
32,183.68
32,542.92
32,821.33
32,048.40
31,426.45
30,108.54
Others
556.14
467.74
923.75
693.17
459.69
282.49
287.66
Other Income
7,368.16
7,575.54
8,504.90
7,260.07
7,068.05
7,176.66
7,001.92
Total Income
49,334.00
49,333.49
51,451.81
49,690.87
48,367.87
47,714.04
45,997.70
Interest Expended
20,033.60
20,228.49
21,312.45
21,237.86
20,929.21
20,489.40
19,442.87
Net Interest Income
21,932.24
21,529.46
21,634.46
21,192.94
20,370.61
20,047.98
19,552.91
Total Expenditure (Excl Depreciation)
11,944.44
11,807.04
11,393.52
10,788.76
10,552.11
10,501.46
10,529.99
Employee Cost
4,421.80
4,341.84
4,743.08
4,105.18
3,929.05
4,136.14
4,370.51
Other Operating Expenses
7,522.64
7,465.20
6,650.44
6,683.58
6,623.06
6,365.32
6,159.48
Operating Profit Before Provisions and Contingencies
17,355.96
17,297.96
18,745.84
17,664.25
16,886.55
16,723.18
16,024.84
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,555.58
914.11
1,814.57
890.70
1,226.65
1,233.09
1,332.18
Profit Before Tax
14,800.38
16,383.85
16,931.27
16,773.55
15,659.90
15,490.09
14,692.66
Tax
3,482.52
4,024.96
4,163.06
4,143.97
3,867.48
3,744.21
3,633.55
Profit After Tax
11,317.86
12,358.89
12,768.21
12,629.58
11,792.42
11,745.88
11,059.11
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
11,317.86
12,358.89
12,768.21
12,629.58
11,792.42
11,745.88
11,059.11
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
15.83
17.3
17.89
17.73
16.7
16.67
15.72
Diluted Earnings per share
15.62
17.06
17.63
17.6
16.45
16.4
15.46
Operating Profit Margin (Excl OI)
65.45%
69.54%
69.25%
72.47%
71.48%
71.05%
69.58%
Gross Profit Margin
35.27%
39.24%
39.42%
39.53%
37.92%
38.21%
37.68%
PAT Margin
26.97%
29.6%
29.73%
29.77%
28.55%
28.98%
28.36%
Net Interest Margin
4.3%
4.3%
4.34%
4.41%
4.25%
4.27%
4.36%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.0%
39.2%
38.7%
38.4%
39.0%
38.9%
39.6%
CASA Amount
6,67,590.00
6,58,871.00
6,62,813.00
6,73,729.00
6,15,586.00
6,08,723.00
5,83,671.00
Capital Adequacy Ratio (Total)
15.59%
15.76%
16.31%
16.55%
14.71%
15.35%
15.96%
Capital Adequacy Ratio (Tier 1)
14.71%
15.11%
15.65%
15.94%
14.04%
14.65%
15.24%
Provision Coverage Ratio (%)
75.4%
75.0%
75.3%
76.2%
78.2%
78.5%
79.7%
Amount of Gross NPAs
23,758.00
23,850.00
24,732.65
24,166.18
27,745.33
27,121.15
28,718.63
Amount of Net NPAs
5,732.00
5,827.00
5,971.09
5,589.41
5,897.76
5,685.14
5,684.79
% of Net NPAs
0.37%
0.39%
0.41%
0.39%
0.42%
0.42%
0.43%
% of Gross NPAs
1.53%
1.58%
1.67%
1.67%
1.96%
1.97%
2.15%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
11983.0
10610.0
13376.0
16285.0
16277.0
16120.0
17102.0
Number of Branches
7385.0
7246.0
7066.0
6983.0
6742.0
6613.0
6587.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Dec 2025 is 0.5% vs -2.77% in Sep 2025
Net Profit
QoQ Growth in quarter ended Dec 2025 is -8.42% vs -3.21% in Sep 2025
Operating Profit (PBDIT)
QoQ Growth in quarter ended Dec 2025 is 0.34% vs -7.72% in Sep 2025
% of Net NPAs
QoQ Growth in quarter ended Dec 2025 is -0.02% vs -0.02% in Sep 2025
% of Gross NPAs
QoQ Growth in quarter ended Dec 2025 is -0.05% vs -0.09% in Sep 2025
Compare Quarterly Results Of ICICI Bank With
Figures in Cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
41,965.84
76,751.16
-34,785.32
-45.32%
Income On Investments
8,216.90
14,665.83
-6,448.93
-43.97%
Interest On Balances With Rbi Other Inter Bank Funds
672.72
570.33
102.39
17.95%
Interest / Discount On Advances / Bills
32,520.08
59,953.80
-27,433.72
-45.76%
Others
556.14
1,561.20
-1,005.06
-64.38%
Other Income
7,368.16
13,253.84
-5,885.68
-44.41%
Total Income
49,334.00
90,005.00
-40,671.00
-45.19%
Interest Expended
20,033.60
44,136.16
-24,102.56
-54.61%
Net Interest Income
21,932.24
32,615.00
-10,682.76
-32.75%
Total Expenditure (Excl Depreciation)
11,944.44
18,771.04
-6,826.60
-36.37%
Employee Cost
4,421.80
7,203.17
-2,781.37
-38.61%
Other Operating Expenses
7,522.64
11,567.87
-4,045.23
-34.97%
Operating Profit Before Provisions and Contingencies
17,355.96
27,097.80
-9,741.84
-35.95%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,555.58
2,837.86
-282.28
-9.95%
Profit Before Tax
14,800.38
24,259.94
-9,459.56
-38.99%
Tax
3,482.52
5,606.19
-2,123.67
-37.88%
Profit After Tax
11,317.86
18,653.75
-7,335.89
-39.33%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
11,317.86
18,653.75
-7,335.89
-39.33%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
15.83
12.12
3.71
30.61%
Diluted Earnings per share
15.62
12.08
3.54
29.3%
Operating Profit Margin (Excl OI)
65.45%
71.85%
0.00
-6.40%
Gross Profit Margin
35.27%
31.61%
0.00
3.66%
PAT Margin
26.97%
24.30%
0.00
2.67%
Net Interest Margin
4.30%
3.35%
0.95
0.95%
Return on Assets
0.00%
0.48%
-0.48
-0.48%
CASA (%)
39.00%
34.00%
5.00
5.00%
CASA Amount
6,67,590.00
9,61,200.00
-2,93,610.00
-30.55%
Capital Adequacy Ratio (Total)
15.59%
19.87%
-4.28
-4.28%
Capital Adequacy Ratio (Tier 1)
14.71%
17.80%
-3.09
-3.09%
Provision Coverage Ratio (%)
75.40%
66.00%
9.40
9.40%
Amount of Gross NPAs
23,758.00
35,178.98
-11,420.98
-32.47%
Amount of Net NPAs
5,732.00
11,981.75
-6,249.75
-52.16%
% of Net NPAs
0.37%
0.42%
-0.05
-0.05%
% of Gross NPAs
1.53%
1.24%
0.29
0.29%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
11,983.00
21,176.00
-9,193.00
-43.41%
Number of Branches
7,385.00
9,616.00
-2,231.00
-23.2%
Quarterly - Interest Earned
Interest Earned 41965.84 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 0.5% vs -2.77% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 1.61% vs 12.55% in Dec 2024
Quarterly - Net Profit
Net Profit 11,317.86 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is -8.42% vs -3.21% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -4.02% vs 14.81% in Dec 2024
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 17,355.96 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 0.34% vs -7.72% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 2.78% vs 14.69% in Dec 2024
Quarterly - % of Net NPAs
% of Net NPAs 0.37%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.02% vs -0.02% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -0.05% vs -0.02% in Dec 2024
Quarterly - % of Gross NPAs
% of Gross NPAs 1.53%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.05% vs -0.09% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -0.43% vs -0.34% in Dec 2024
