Equitas Sma. Fin

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE063P01018
  • NSEID: EQUITASBNK
  • BSEID: 543243
INR
67.03
-1.78 (-2.59%)
BSENSE

Feb 03

BSE+NSE Vol: 51.12 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Interest Earned
1,691.68
1,617.35
1,648.86
1,643.97
1,611.93
1,554.87
1,500.95
Income On Investments
169.26
162.85
161.24
159.43
163.74
169.97
154.25
Interest On Balances With Rbi Other Inter Bank Funds
27.56
44.09
53.65
36.86
23.19
18.92
22.05
Interest / Discount On Advances / Bills
1,494.86
1,410.40
1,433.97
1,447.69
1,425.00
1,365.98
1,324.66
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
289.45
228.95
291.69
225.45
238.41
238.93
208.70
Total Income
1,981.13
1,846.29
1,940.55
1,869.42
1,850.34
1,793.80
1,709.66
Interest Expended
840.05
843.67
863.12
814.55
793.54
752.56
699.47
Net Interest Income
851.63
773.68
785.74
829.42
818.39
802.31
801.48
Total Expenditure (Excl Depreciation)
833.90
762.06
762.66
743.57
723.95
691.52
669.79
Employee Cost
516.28
473.69
460.01
418.43
425.48
402.42
374.67
Other Operating Expenses
317.62
288.37
302.65
325.14
298.47
289.10
295.12
Operating Profit Before Provisions and Contingencies
307.18
240.56
314.77
311.30
332.85
349.72
340.40
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
193.45
207.02
612.25
258.01
243.11
329.66
304.64
Profit Before Tax
113.73
33.54
-297.48
53.29
89.74
20.06
35.76
Tax
23.70
9.40
-73.72
11.18
23.44
7.18
10.00
Profit After Tax
90.03
24.14
-223.76
42.11
66.30
12.88
25.76
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
90.03
24.14
-223.76
42.11
66.30
12.88
25.76
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.79
0.21
-1.96
0.37
0.58
0.11
0.23
Diluted Earnings per share
0.79
0.21
-1.96
0.37
0.58
0.11
0.22
Operating Profit Margin (Excl OI)
39.27%
40.08%
16.61%
39.07%
40.01%
34.32%
35.08%
Gross Profit Margin
6.72%
2.07%
-18.04%
3.24%
5.57%
1.29%
2.38%
PAT Margin
5.32%
1.49%
-13.57%
2.56%
4.11%
0.83%
1.72%
Net Interest Margin
6.72%
6.29%
6.55%
7.13%
7.39%
7.69%
7.97%
Return on Assets
0.16%
0.04%
-0.41%
0.08%
0.13%
0.03%
0.06%
CASA (%)
30.0%
31.0%
29.0%
29.0%
0.0%
30.0%
31.0%
CASA Amount
12,886.00
13,622.00
13,019.00
12,410.00
11,668.00
12,079.00
11,724.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
67.1%
66.93%
67.03%
66.83%
68.28%
67.71%
70.29%
Amount of Gross NPAs
1,116.09
1,081.87
1,035.99
1,067.73
1,071.87
1,022.82
889.04
Amount of Net NPAs
367.15
357.82
341.59
354.20
340.05
330.29
264.13
% of Net NPAs
0.92%
0.98%
0.98%
0.98%
0.96%
0.97%
0.83%
% of Gross NPAs
2.75%
2.92%
2.92%
2.89%
2.97%
2.95%
2.73%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
390.0
382.0
376.0
375.0
375.0
370.0
370.0
Number of Branches
1053.0
1042.0
1035.0
994.0
994.0
987.0
969.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Dec 2025 is 4.6% vs -1.91% in Sep 2025

stock-summary

Net Profit

QoQ Growth in quarter ended Dec 2025 is 272.95% vs 110.79% in Sep 2025

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Dec 2025 is 27.69% vs -23.58% in Sep 2025

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Dec 2025 is -0.06% vs 0.00% in Sep 2025

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Dec 2025 is -0.17% vs 0.00% in Sep 2025

Compare Quarterly Results Of Equitas Sma. Fin With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,691.68
1,751.92
-60.24
-3.44%
Income On Investments
169.26
199.43
-30.17
-15.13%
Interest On Balances With Rbi Other Inter Bank Funds
27.56
3.09
24.47
791.91%
Interest / Discount On Advances / Bills
1,494.86
1,547.59
-52.73
-3.41%
Others
0.00
1.81
-1.81
-100.0%
Other Income
289.45
295.48
-6.03
-2.04%
Total Income
1,981.13
2,047.40
-66.27
-3.24%
Interest Expended
840.05
751.45
88.60
11.79%
Net Interest Income
851.63
1,000.47
-148.84
-14.88%
Total Expenditure (Excl Depreciation)
833.90
856.15
-22.25
-2.6%
Employee Cost
516.28
473.81
42.47
8.96%
Other Operating Expenses
317.62
382.34
-64.72
-16.93%
Operating Profit Before Provisions and Contingencies
307.18
439.80
-132.62
-30.15%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
193.45
195.34
-1.89
-0.97%
Profit Before Tax
113.73
244.46
-130.73
-53.48%
Tax
23.70
58.74
-35.04
-59.65%
Profit After Tax
90.03
185.72
-95.69
-51.52%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
90.03
185.72
-95.69
-51.52%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.79
0.96
-0.17
-17.71%
Diluted Earnings per share
0.79
0.94
-0.15
-15.96%
Operating Profit Margin (Excl OI)
39.27%
39.98%
0.00
-0.71%
Gross Profit Margin
6.72%
13.95%
0.00
-7.23%
PAT Margin
5.32%
10.60%
0.00
-5.28%
Net Interest Margin
6.72%
8.20%
-1.48
-1.48%
Return on Assets
0.16%
1.50%
-1.34
-1.34%
CASA (%)
30.00%
0.00%
30.00
30.00%
CASA Amount
12,886.00
11,535.00
1,351.00
11.71%
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
67.10%
76.00%
-8.90
-8.90%
Amount of Gross NPAs
1,116.09
879.39
236.70
26.92%
Amount of Net NPAs
367.15
208.08
159.07
76.45%
% of Net NPAs
0.92%
0.57%
0.35
0.35%
% of Gross NPAs
2.75%
2.39%
0.36
0.36%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
390.00
613.00
-223.00
-36.38%
Number of Branches
1,053.00
777.00
276.00
35.52%
Quarterly - Interest Earned
Interest Earned 1691.68 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 4.6% vs -1.91% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 4.95% vs 12.82% in Dec 2024

Quarterly - Net Profit
Net Profit 90.03 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 272.95% vs 110.79% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 35.79% vs -67.18% in Dec 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 307.18 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 27.69% vs -23.58% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is -7.71% vs -7.62% in Dec 2024

Quarterly - % of Net NPAs
% of Net NPAs 0.92%
in Dec 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Dec 2025 is -0.06% vs 0.00% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is -0.04% vs -0.17% in Dec 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 2.75%
in Dec 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Dec 2025 is -0.17% vs 0.00% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is -0.22% vs 0.44% in Dec 2024

Stock List
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