Equitas Sma. Fin

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE063P01018
  • NSEID: EQUITASBNK
  • BSEID: 543243
INR
67.03
-1.78 (-2.59%)
BSENSE

Feb 03

BSE+NSE Vol: 51.12 lacs

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  • Score
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  • Total Return
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stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
4,957.89
4,667.75
4,041.75
3,006.15
2,563.71
2,376.08
1,919.57
Income On Investments
493.35
487.96
383.19
214.93
180.32
160.79
120.55
Interest On Balances With Rbi Other Inter Bank Funds
125.30
64.16
17.02
73.09
55.54
50.84
47.43
Interest / Discount On Advances / Bills
4,339.24
4,115.64
3,641.54
2,718.13
2,327.84
2,164.45
1,751.59
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
810.08
686.04
558.22
430.89
382.62
230.02
208.75
Total Income
5,767.97
5,353.80
4,599.96
3,437.04
2,946.33
2,606.11
2,128.32
Interest Expended
2,546.83
2,245.57
1,747.88
1,168.39
1,077.76
1,026.69
848.27
Net Interest Income
2,411.06
2,422.18
2,293.87
1,837.76
1,485.95
1,349.39
1,071.30
Total Expenditure (Excl Depreciation)
2,358.63
2,085.27
1,849.47
1,479.04
1,287.45
952.30
870.87
Employee Cost
1,449.98
1,202.57
1,005.54
792.75
689.62
587.22
522.84
Other Operating Expenses
908.65
882.70
843.93
686.29
597.83
365.08
348.03
Operating Profit Before Provisions and Contingencies
862.51
1,022.96
1,002.62
789.62
581.12
627.11
409.18
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,012.72
877.40
207.64
281.60
363.74
268.71
116.67
Profit Before Tax
-150.21
145.56
794.98
508.02
217.38
358.40
292.50
Tax
-40.61
40.62
203.64
124.46
56.15
87.05
91.88
Profit After Tax
-109.60
104.94
591.34
383.56
161.23
271.36
200.62
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
-109.60
104.94
591.34
383.56
161.23
271.36
200.62
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
0.79
0.58
1.77
1.34
0.93
0.99
0.93
Operating Profit Margin (Excl OI)
52.43%
55.33%
54.24%
50.8%
49.78%
59.92%
54.63%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
-2.21%
2.25%
14.63%
12.76%
6.29%
11.42%
10.45%
Net Interest Margin
6.72%
7.39%
8.37%
9.01%
9.1%
8.47%
9.17%
Return on Assets
0.16%
0.13%
0.48%
0.53%
1.7%
0.44%
0.52%
CASA (%)
30.0%
0.0%
33.0%
46.24%
50.2%
0.0%
0.0%
CASA Amount
12,886.00
11,668.00
10,628.00
10,786.00
9,085.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
21.58%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
20.81%
0.0%
Provision Coverage Ratio (%)
67.1%
68.28%
55.97%
50.84%
46.81%
71.16%
43.44%
Amount of Gross NPAs
1,116.09
1,071.87
750.26
861.36
863.82
387.60
417.96
Amount of Net NPAs
367.15
340.05
330.34
423.44
459.42
130.86
255.40
% of Net NPAs
0.92%
0.96%
1.13%
1.82%
2.38%
0.67%
1.73%
% of Gross NPAs
2.75%
2.97%
2.53%
3.63%
4.39%
2.27%
3.01%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
390.0
375.0
363.0
347.0
336.0
330.0
0.0
Number of Branches
1053.0
994.0
963.0
901.0
861.0
861.0
0.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2025 is 6.22% vs 15.49% in Dec 2024

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2025 is -204.44% vs -82.25% in Dec 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2025 is -15.68% vs 2.03% in Dec 2024

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2025 is -0.04% vs -0.17% in Dec 2024

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2025 is -0.22% vs 0.44% in Dec 2024

Compare Nine Monthly Results Of Equitas Sma. Fin With
Markets Mojo
Figures in Cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
4,957.89
5,053.07
-95.18
-1.88%
Income On Investments
493.35
614.30
-120.95
-19.69%
Interest On Balances With Rbi Other Inter Bank Funds
125.30
13.65
111.65
817.95%
Interest / Discount On Advances / Bills
4,339.24
4,419.13
-79.89
-1.81%
Others
0.00
5.99
-5.99
-100.0%
Other Income
810.08
800.82
9.26
1.16%
Total Income
5,767.97
5,853.89
-85.92
-1.47%
Interest Expended
2,546.83
2,274.97
271.86
11.95%
Net Interest Income
2,411.06
2,778.10
-367.04
-13.21%
Total Expenditure (Excl Depreciation)
2,358.63
2,383.40
-24.77
-1.04%
Employee Cost
1,449.98
1,321.02
128.96
9.76%
Other Operating Expenses
908.65
1,062.38
-153.73
-14.47%
Operating Profit Before Provisions and Contingencies
862.51
1,195.52
-333.01
-27.85%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,012.72
655.24
357.48
54.56%
Profit Before Tax
-150.21
540.28
-690.49
-127.8%
Tax
-40.61
129.62
-170.23
-131.33%
Profit After Tax
-109.60
410.66
-520.26
-126.69%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
-109.60
410.66
-520.26
-126.69%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
-2.21%
8.13%
0.00
-10.34%
Net Interest Margin
6.72%
8.20%
-1.48
-1.48%
Return on Assets
0.16%
1.50%
-1.34
-1.34%
CASA (%)
30.00%
0.00%
30.00
30.00%
CASA Amount
12,886.00
11,535.00
1,351.00
11.71%
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
67.10%
76.00%
-8.90
-8.90%
Amount of Gross NPAs
1,116.09
879.39
236.70
26.92%
Amount of Net NPAs
367.15
208.08
159.07
76.45%
% of Net NPAs
0.92%
0.57%
0.35
0.35%
% of Gross NPAs
2.75%
2.39%
0.36
0.36%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
390.00
613.00
-223.00
-36.38%
Number of Branches
1,053.00
777.00
276.00
35.52%
Nine Monthly - Interest Earned
Interest Earned 4957.89 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 6.22% vs 15.49% in Dec 2024

Nine Monthly - Net Profit
Net Profit -109.60 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -204.44% vs -82.25% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 862.51 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -15.68% vs 2.03% in Dec 2024

Nine Monthly - % of Net NPAs
% of Net NPAs 0.92%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.04% vs -0.17% in Dec 2024

Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.75%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.22% vs 0.44% in Dec 2024

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