Nine Monthly Results Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Nine Monthly Analysis Highlights
Net Sales
YoY Growth in nine months ended Dec 2025 is 11.69% vs 6.16% in Dec 2024
Standalone Net Profit
YoY Growth in nine months ended Dec 2025 is 12.68% vs -20.82% in Dec 2024
Operating Profit (PBDIT) excl Other Income
YoY Growth in nine months ended Dec 2025 is -0.13% vs -13.00% in Dec 2024
Interest
YoY Growth in nine months ended Dec 2025 is -1.06% vs 27.34% in Dec 2024
Operating Profit Margin (Excl OI)
YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024
Compare Nine Monthly Results Of SBI Cards With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Net Sales
14,965.15
12,900.80
2,064.35
16.00%
Other Operating Income
0.00
0.00
0.00
Total Operating income
14,965.15
12,900.80
2,064.35
16.00%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
503.40
975.54
-472.14
-48.40%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
803.43
0.00
803.43
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
11,228.97
6,457.88
4,771.09
73.88%
Total Expenditure (Excl Depreciation)
12,535.80
7,433.42
5,102.38
68.64%
Operating Profit (PBDIT) excl Other Income
2,429.35
5,467.38
-3,038.03
-55.57%
Other Income
556.90
100.46
456.44
454.35%
Operating Profit (PBDIT)
2,986.25
5,567.84
-2,581.59
-46.37%
Interest
2,357.97
6,702.61
-4,344.64
-64.82%
Exceptional Items
0.00
-11.84
11.84
100.00%
Gross Profit (PBDT)
628.28
-1,146.61
1,774.89
154.79%
Depreciation
103.92
109.33
-5.41
-4.95%
Profit Before Tax
2,097.26
3,124.97
-1,027.71
-32.89%
Tax
539.88
792.69
-252.81
-31.89%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
1,557.38
2,332.28
-774.90
-33.22%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,557.38
2,332.28
-774.90
-33.22%
Equity Capital
951.58
2,617.27
-1,665.69
-63.64%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
16.23%
42.38%
0.00
-26.15%
Gross Profit Margin
4.20%
-8.89%
0.00
13.09%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Nine Monthly - Net Sales
Net Sales 14,965.15 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 11.69% vs 6.16% in Dec 2024
Nine Monthly - Standalone Net Profit
Standalone Net Profit 1,557.38 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 12.68% vs -20.82% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,429.35 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -0.13% vs -13.00% in Dec 2024
Nine Monthly - Interest
Interest 2,357.97 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -1.06% vs 27.34% in Dec 2024
Nine Monthly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 16.23%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024
