IDFC First Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE092T01019
  • NSEID: IDFCFIRSTB
  • BSEID: 539437
INR
84.85
3.64 (4.48%)
BSENSE

Feb 03

BSE+NSE Vol: 3.84 cr

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stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
29,996.05
27,088.55
22,103.29
16,303.19
12,619.04
11,826.59
11,911.45
Income On Investments
4,437.61
3,922.89
2,944.65
2,277.77
1,991.91
2,354.56
3,051.99
Interest On Balances With Rbi Other Inter Bank Funds
93.28
86.35
71.17
122.22
162.42
82.29
35.14
Interest / Discount On Advances / Bills
25,231.62
22,863.32
18,916.43
13,773.06
10,348.30
9,269.74
8,633.60
Others
233.54
215.99
171.04
130.14
116.40
120.00
190.70
Other Income
6,243.25
5,126.30
4,360.00
3,069.49
2,390.80
1,413.68
1,238.39
Total Income
36,239.30
32,214.85
26,463.29
19,372.68
15,009.84
13,240.28
13,149.83
Interest Expended
14,457.97
12,703.74
10,121.41
7,264.61
5,582.12
6,554.99
7,839.63
Net Interest Income
15,538.08
14,384.81
11,981.88
9,038.58
7,036.92
5,271.60
4,071.82
Total Expenditure (Excl Depreciation)
15,628.51
13,907.87
11,768.82
8,734.78
6,970.49
4,789.33
3,893.23
Employee Cost
4,587.68
4,181.75
3,564.52
2,701.55
1,911.91
1,457.39
1,164.03
Other Operating Expenses
11,040.83
9,726.12
8,204.30
6,033.23
5,058.58
3,331.94
2,729.20
Operating Profit Before Provisions and Contingencies
6,152.82
5,603.24
4,573.06
3,373.29
2,457.23
1,895.96
1,416.97
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,509.31
4,064.26
1,659.34
1,182.39
2,739.11
1,463.29
3,902.87
Profit Before Tax
1,643.51
1,538.98
2,913.72
2,190.90
-281.88
432.67
-2,485.91
Tax
326.09
318.21
681.56
556.39
-84.64
108.20
449.85
Profit After Tax
1,317.42
1,220.77
2,232.16
1,634.51
-197.24
324.47
-2,935.75
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,317.42
1,220.77
2,232.16
1,634.51
-197.24
324.47
-2,935.75
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
47.9%
48.66%
46.76%
46.42%
44.76%
59.5%
67.32%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
4.39%
4.51%
10.1%
10.03%
-1.56%
2.74%
-24.65%
Net Interest Margin
5.76%
6.04%
6.42%
6.13%
0.0%
4.65%
3.86%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
51.6%
47.7%
46.8%
50.0%
0.0%
48.31%
24.06%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.84%
15.65%
16.73%
15.01%
15.38%
14.33%
13.29%
Capital Adequacy Ratio (Tier 1)
14.23%
13.22%
13.95%
13.49%
0.0%
13.82%
13.28%
Provision Coverage Ratio (%)
0.0%
73.6%
84.68%
76.6%
0.0%
75.14%
51.0%
Amount of Gross NPAs
4,614.14
4,399.32
3,775.39
4,302.64
4,456.94
1,289.24
2,511.36
Amount of Net NPAs
1,426.91
1,161.96
1,250.34
1,464.16
1,914.00
320.62
1,071.63
% of Net NPAs
0.53%
0.52%
0.68%
1.03%
1.74%
0.33%
1.23%
% of Gross NPAs
1.69%
1.94%
2.04%
2.96%
3.96%
1.33%
2.83%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
1136.0
0.0
0.0
541.0
272.0
Number of Branches
1066.0
971.0
897.0
707.0
0.0
576.0
424.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2025 is 10.73% vs 22.55% in Dec 2024

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2025 is 7.92% vs -45.31% in Dec 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2025 is 9.81% vs 22.53% in Dec 2024

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2025 is 0.01% vs -0.16% in Dec 2024

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2025 is -0.25% vs -0.10% in Dec 2024

Compare Nine Monthly Results Of IDFC First Bank With
Markets Mojo
Figures in Cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
29,996.05
35,245.39
-5,249.34
-14.89%
Income On Investments
4,437.61
5,877.60
-1,439.99
-24.5%
Interest On Balances With Rbi Other Inter Bank Funds
93.28
1,140.54
-1,047.26
-91.82%
Interest / Discount On Advances / Bills
25,231.62
27,776.50
-2,544.88
-9.16%
Others
233.54
450.75
-217.21
-48.19%
Other Income
6,243.25
5,510.71
732.54
13.29%
Total Income
36,239.30
40,756.10
-4,516.80
-11.08%
Interest Expended
14,457.97
21,634.55
-7,176.58
-33.17%
Net Interest Income
15,538.08
13,610.84
1,927.24
14.16%
Total Expenditure (Excl Depreciation)
15,628.51
12,134.63
3,493.88
28.79%
Employee Cost
4,587.68
4,080.79
506.89
12.42%
Other Operating Expenses
11,040.83
8,053.84
2,986.99
37.09%
Operating Profit Before Provisions and Contingencies
6,152.82
6,986.92
-834.10
-11.94%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,509.31
6,448.76
-1,939.45
-30.07%
Profit Before Tax
1,643.51
538.16
1,105.35
205.39%
Tax
326.09
137.54
188.55
137.09%
Profit After Tax
1,317.42
400.62
916.80
228.85%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,317.42
400.62
916.80
228.85%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
4.39%
1.14%
0.00
3.25%
Net Interest Margin
5.76%
0.00%
5.76
5.76%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
51.60%
0.00%
51.60
51.60%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.84%
16.94%
-1.10
-1.10%
Capital Adequacy Ratio (Tier 1)
14.23%
15.74%
-1.51
-1.51%
Provision Coverage Ratio (%)
0.00%
0.00%
0.00
0.00%
Amount of Gross NPAs
4,614.14
11,604.62
-6,990.48
-60.24%
Amount of Net NPAs
1,426.91
3,303.97
-1,877.06
-56.81%
% of Net NPAs
0.53%
1.04%
-0.51
-0.51%
% of Gross NPAs
1.69%
3.56%
-1.87
-1.87%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
0.00
0.00
Number of Branches
1,066.00
0.00
1,066.00
Nine Monthly - Interest Earned
Interest Earned 29996.05 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 10.73% vs 22.55% in Dec 2024

Nine Monthly - Net Profit
Net Profit 1,317.42 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 7.92% vs -45.31% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,152.82 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 9.81% vs 22.53% in Dec 2024

Nine Monthly - % of Net NPAs
% of Net NPAs 0.53%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is 0.01% vs -0.16% in Dec 2024

Nine Monthly - % of Gross NPAs
% of Gross NPAs 1.69%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.25% vs -0.10% in Dec 2024

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