DCB Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE503A01015
  • NSEID: DCBBANK
  • BSEID: 532772
INR
192.10
4.5 (2.4%)
BSENSE

Feb 03

BSE+NSE Vol: 21.92 lacs

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  • Score
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  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
5,497.20
4,728.70
3,917.44
3,020.99
2,592.85
2,620.93
2,634.72
Income On Investments
1,095.77
969.05
761.36
511.01
443.95
436.02
464.15
Interest On Balances With Rbi Other Inter Bank Funds
27.61
23.30
25.77
43.89
41.58
43.93
25.99
Interest / Discount On Advances / Bills
4,350.70
3,714.02
3,099.38
2,444.59
2,081.40
2,114.07
2,120.16
Others
23.12
22.33
30.93
21.50
25.92
26.91
24.42
Other Income
643.63
531.69
338.01
287.06
337.24
313.94
281.22
Total Income
6,140.83
5,260.39
4,255.45
3,308.05
2,930.09
2,934.87
2,915.94
Interest Expended
3,695.88
3,180.09
2,497.02
1,789.94
1,615.81
1,645.52
1,693.51
Net Interest Income
1,801.32
1,548.61
1,420.42
1,231.05
977.04
975.41
941.21
Total Expenditure (Excl Depreciation)
1,491.30
1,348.70
1,127.73
975.32
738.13
606.73
681.44
Employee Cost
763.81
691.63
582.43
506.37
392.86
322.35
346.41
Other Operating Expenses
727.49
657.07
545.30
468.95
345.27
284.38
335.03
Operating Profit Before Provisions and Contingencies
953.65
731.60
630.70
542.79
576.15
682.62
540.99
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
249.78
141.17
118.41
106.69
339.84
333.83
142.91
Profit Before Tax
703.87
590.43
512.29
436.10
236.31
348.79
398.08
Tax
177.96
152.16
131.99
112.75
62.24
90.91
128.91
Profit After Tax
525.91
438.27
380.30
323.35
174.07
257.88
269.17
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
525.91
438.27
380.30
323.35
174.07
257.88
269.17
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
5.72
4.79
4.02
3.62
2.41
3.07
3.07
Operating Profit Margin (Excl OI)
72.87%
71.48%
71.21%
67.72%
71.53%
76.85%
74.14%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
9.57%
9.27%
9.71%
10.7%
6.71%
9.84%
10.22%
Net Interest Margin
3.27%
3.3%
3.48%
4.02%
3.61%
3.75%
3.71%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
22.77%
25.09%
26.13%
27.62%
26.0%
23.0%
23.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.84%
16.29%
15.72%
16.26%
18.21%
18.32%
15.8%
Capital Adequacy Ratio (Tier 1)
13.45%
13.54%
13.69%
14.47%
15.1%
14.26%
12.3%
Provision Coverage Ratio (%)
75.35%
74.76%
76.42%
74.68%
62.17%
84.25%
71.98%
Amount of Gross NPAs
1,567.51
1,517.18
1,367.62
1,223.31
1,339.75
502.27
552.03
Amount of Net NPAs
622.98
562.45
476.85
453.23
696.52
149.74
260.76
% of Net NPAs
1.1%
1.18%
1.22%
1.37%
2.55%
0.59%
1.03%
% of Gross NPAs
2.72%
3.11%
3.43%
3.62%
4.78%
1.96%
2.15%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
430.0
416.0
385.0
353.0
471.0
501.0
Number of Branches
469.0
457.0
440.0
418.0
367.0
347.0
334.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2025 is 16.25% vs 20.71% in Dec 2024

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2025 is 20.00% vs 15.24% in Dec 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2025 is 30.35% vs 16.00% in Dec 2024

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2025 is -0.08% vs -0.04% in Dec 2024

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2025 is -0.39% vs -0.32% in Dec 2024

Compare Nine Monthly Results Of DCB Bank With
Markets Mojo
Figures in Cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
5,497.20
0
5,497.20
Income On Investments
1,095.77
0
1,095.77
Interest On Balances With Rbi Other Inter Bank Funds
27.61
0
27.61
Interest / Discount On Advances / Bills
4,350.70
0
4,350.70
Others
23.12
0
23.12
Other Income
643.63
0
643.63
Total Income
6,140.83
0
6,140.83
Interest Expended
3,695.88
0
3,695.88
Net Interest Income
1,801.32
0
1,801.32
Total Expenditure (Excl Depreciation)
1,491.30
0
1,491.30
Employee Cost
763.81
0
763.81
Other Operating Expenses
727.49
0
727.49
Operating Profit Before Provisions and Contingencies
953.65
0
953.65
Exceptional Items
0.00
0
0.00
Provisions and contingencies
249.78
0
249.78
Profit Before Tax
703.87
0
703.87
Tax
177.96
0
177.96
Profit After Tax
525.91
0
525.91
Extraordinary Items
0.00
0
0.00
Prior Period Expenses
0.00
0
0.00
Other Adjustments
0.00
0
0.00
Net Profit
525.91
0
525.91
Face Value
10.00
0
0.00
Reserves
0.00
0
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
9.57%
0.00%
0.00
9.57%
Net Interest Margin
3.27%
0%
3.27
3.27%
Return on Assets
0.00%
0%
0.00
0.00%
CASA (%)
22.77%
0%
22.77
22.77%
CASA Amount
0.00
0
0.00
Capital Adequacy Ratio (Total)
15.84%
0%
15.84
15.84%
Capital Adequacy Ratio (Tier 1)
13.45%
0%
13.45
13.45%
Provision Coverage Ratio (%)
75.35%
0%
75.35
75.35%
Amount of Gross NPAs
1,567.51
0
1,567.51
Amount of Net NPAs
622.98
0
622.98
% of Net NPAs
1.10%
0%
1.10
1.10%
% of Gross NPAs
2.72%
0%
2.72
2.72%
Public Share Holdings (%)
0.00%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0%
0.00
0.00%
Pledged Capital (%)
0.00%
0%
0.00
0.00%
Number of ATMs
0.00
0
0.00
Number of Branches
469.00
0
469.00
Nine Monthly - Interest Earned
Interest Earned 5497.2 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 16.25% vs 20.71% in Dec 2024

Nine Monthly - Net Profit
Net Profit 525.91 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 20.00% vs 15.24% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 953.65 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 30.35% vs 16.00% in Dec 2024

Nine Monthly - % of Net NPAs
% of Net NPAs 1.10%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.08% vs -0.04% in Dec 2024

Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.72%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.39% vs -0.32% in Dec 2024

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