Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
21,526.49
18,216.67
15,027.99
11,401.57
9,592.91
8,770.91
8,689.15
Income On Investments
4,777.48
3,980.58
3,361.85
3,168.43
3,309.79
3,079.46
3,213.65
Interest On Balances With Rbi Other Inter Bank Funds
201.53
137.62
50.13
39.39
70.87
283.26
154.36
Interest / Discount On Advances / Bills
16,505.20
14,058.34
11,562.41
8,117.44
5,999.34
5,277.02
4,831.57
Others
42.28
40.13
53.60
76.31
212.91
131.17
489.57
Other Income
2,603.00
2,473.51
1,976.32
1,459.89
2,130.23
1,309.37
1,257.23
Total Income
24,129.49
20,690.18
17,004.31
12,861.46
11,723.14
10,080.28
9,946.38
Interest Expended
11,564.92
9,667.54
7,790.51
5,849.21
5,160.53
5,256.46
5,432.85
Net Interest Income
9,961.57
8,549.13
7,237.48
5,552.36
4,432.38
3,514.45
3,256.30
Total Expenditure (Excl Depreciation)
4,684.81
4,223.36
3,418.08
2,768.33
2,893.75
2,486.37
2,261.54
Employee Cost
2,500.26
2,561.26
1,987.83
1,462.97
1,588.14
1,560.73
1,263.18
Other Operating Expenses
2,184.55
1,662.10
1,430.25
1,305.36
1,305.61
925.64
998.36
Operating Profit Before Provisions and Contingencies
7,879.76
6,799.28
5,795.72
4,243.92
3,668.86
2,337.45
2,251.99
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,351.48
2,613.29
2,703.56
1,709.58
2,526.88
1,447.06
2,197.37
Profit Before Tax
5,528.28
4,185.99
3,092.16
2,534.34
1,141.98
890.39
54.62
Tax
523.05
159.28
254.79
772.35
345.67
505.23
-276.39
Profit After Tax
5,005.23
4,026.71
2,837.37
1,761.99
796.31
385.16
331.01
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
5,005.23
4,026.71
2,837.37
1,761.99
796.31
385.16
331.01
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
18,903.46
11,149.18
7,406.94
5,577.41
4,400.40
3,666.65
1,613.17
Operating Profit Margin (Excl OI)
78.24%
76.82%
77.26%
75.72%
69.83%
71.65%
73.97%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
23.25%
22.1%
18.88%
15.45%
8.3%
4.39%
3.81%
Net Interest Margin
3.86%
3.98%
3.95%
3.6%
3.11%
3.06%
2.86%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
49.54%
49.28%
50.19%
52.5%
55.05%
50.91%
48.07%
CASA Amount
1,59,363.00
1,37,493.00
1,23,322.00
1,09,429.00
1,02,732.00
82,452.00
68,246.00
Capital Adequacy Ratio (Total)
17.06%
18.71%
16.85%
17.53%
14.85%
13.65%
11.21%
Capital Adequacy Ratio (Tier 1)
13.95%
14.7%
12.91%
13.47%
10.61%
10.54%
9.44%
Provision Coverage Ratio (%)
98.41%
98.28%
98.4%
97.18%
93.77%
90.0%
82.63%
Amount of Gross NPAs
4,387.79
4,124.30
3,858.22
4,612.12
6,104.65
8,072.43
15,745.54
Amount of Net NPAs
412.29
442.77
405.03
715.01
1,544.91
2,579.60
4,506.85
% of Net NPAs
0.15%
0.2%
0.22%
0.47%
1.24%
2.59%
5.46%
% of Gross NPAs
1.6%
1.8%
2.04%
2.94%
4.73%
7.69%
16.77%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
2253.0
1922.0
1721.0
1859.0
Number of Branches
2719.0
2551.0
2401.0
2128.0
2004.0
0.0
1832.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is 18.17% vs 21.22% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is 24.30% vs 41.92% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is 15.89% vs 17.32% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is -0.05% vs -0.02% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is -0.20% vs -0.24% in Dec 2024
Compare Nine Monthly Results Of Bank of Maha With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
21,526.49
23,406.73
-1,880.24
-8.03%
Income On Investments
4,777.48
5,606.33
-828.85
-14.78%
Interest On Balances With Rbi Other Inter Bank Funds
201.53
160.71
40.82
25.4%
Interest / Discount On Advances / Bills
16,505.20
17,493.03
-987.83
-5.65%
Others
42.28
146.66
-104.38
-71.17%
Other Income
2,603.00
4,345.56
-1,742.56
-40.1%
Total Income
24,129.49
27,752.29
-3,622.80
-13.05%
Interest Expended
11,564.92
14,302.80
-2,737.88
-19.14%
Net Interest Income
9,961.57
9,103.93
857.64
9.42%
Total Expenditure (Excl Depreciation)
4,684.81
6,088.41
-1,403.60
-23.05%
Employee Cost
2,500.26
3,682.89
-1,182.63
-32.11%
Other Operating Expenses
2,184.55
2,405.52
-220.97
-9.19%
Operating Profit Before Provisions and Contingencies
7,879.76
7,361.08
518.68
7.05%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,351.48
2,752.15
-400.67
-14.56%
Profit Before Tax
5,528.28
4,608.93
919.35
19.95%
Tax
523.05
906.35
-383.30
-42.29%
Profit After Tax
5,005.23
3,702.58
1,302.65
35.18%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
5,005.23
3,702.58
1,302.65
35.18%
Face Value
10.00
10.00
0.00
Reserves
18,903.46
0.00
18,903.46
PAT Margin
23.25%
15.82%
0.00
7.43%
Net Interest Margin
3.86%
3.32%
0.54
0.54%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
49.54%
40.85%
8.69
8.69%
CASA Amount
1,59,363.00
0.00
1,59,363.00
Capital Adequacy Ratio (Total)
17.06%
16.30%
0.76
0.76%
Capital Adequacy Ratio (Tier 1)
13.95%
13.99%
-0.04
-0.04%
Provision Coverage Ratio (%)
98.41%
97.49%
0.92
0.92%
Amount of Gross NPAs
4,387.79
4,529.89
-142.10
-3.14%
Amount of Net NPAs
412.29
707.92
-295.63
-41.76%
% of Net NPAs
0.15%
0.24%
-0.09
-0.09%
% of Gross NPAs
1.60%
1.54%
0.06
0.06%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
3,622.00
-3,622.00
-100.0%
Number of Branches
2,719.00
3,438.00
-719.00
-20.91%
Nine Monthly - Interest Earned
Interest Earned 21526.49 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 18.17% vs 21.22% in Dec 2024
Nine Monthly - Net Profit
Net Profit 5,005.23 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 24.30% vs 41.92% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 7,879.76 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 15.89% vs 17.32% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 0.15%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.05% vs -0.02% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 1.60%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.20% vs -0.24% in Dec 2024